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AIA Life Planner
19/01/2026
【医药卡】需要吗？
什么时候需要医药卡？
很多人都说医药卡是有钱才要买的
自己没有多余的钱拿去买医药卡！😞😞
千万不要把医药卡当成一个 #负担 ，把医药卡当成一个 #保障 ！
医药卡能够扭转局势，成为第一个有效的保护你的资产。
医药卡需要注意些什么呢？
1. 年度限额 (Annual Limit) & 终身限额 (Lifetime Limit)
2. 单一医疗卡 (Standalone Medical Card) VS 投资型医疗卡 (Investment Link Medical Card)
3. 共同保险 (Co-insurance) & 特别的上限 （Sublimit）
4. 病房（Room & Board）
5. 等候期 (Waiting Period)
6. 申报身体状（Medical Underwriting）
但是，一旦没被诊断疾病，我们经常忽视医药卡....
欢迎想了解的来联系我
https://wa.me/60138490912
[email protected]
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