Rekha - Wealth Planner

We believe in making customers' claims process as easy and hassle-free as possible to ensure we are steadfast in delivering the best services to our valuable Zurich customers attentively. In April 2023, approximately RM30.3 million worth of claims were paid to Zurich customers, which constitutes 27% of the total claims paid between January and April 2023.

Total claims paid out from January to April 2023 (RM111.6 million) has already reached 40% of the total claims paid from January to December 2022 (RM277.1 million).

Our excellent financial strength ensures the strong continuity of our business to help our customers to reach their full potential for tomorrow.

Despite being one of the smallest insurance companies in terms of agents and number of policies issued, we walk the talk. We protect you.*

*As long as your policy remains in-force and has not lapsed due to non-payment.

𝙊𝙪𝙧 𝙥𝙖𝙧𝙚𝙣𝙩𝙨 𝙝𝙖𝙫𝙚 𝙬𝙤𝙧𝙠𝙚𝙙 𝙩𝙝𝙚𝙞𝙧 𝙝𝙖𝙧𝙙𝙚𝙨𝙩 𝙩𝙤 𝙜𝙞𝙫𝙚 𝙪𝙨 𝙩𝙝𝙚 𝙗𝙚𝙨𝙩 𝙡𝙞𝙛𝙚 𝙥𝙤𝙨𝙨𝙞𝙗𝙡𝙚. Why not treat them to a gift that will keep on giving? Protect their wealth and secure the future with a life protection plan, whether you are purchasing for your parents, yourself, your family or your child.

From now until 29 May 2023, sign up for any of our selected products and get a cash reward of up to RM500!

For more information, check out our campaign details via zurich.com.my/mysuperhero-campaign. Terms and conditions apply.

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Let's discuss your life, medical, critical illness, disability, debt cancellation, retirement and education planning needs.

📲 Call or Whatsapp Rekha @ +6012-511 7764 today!
Click to Whatsapp: https://wa.me/message/QZAXKWL5AYAPK1

💵🏦 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗟𝗼𝗮𝗻 𝗢𝘃𝗲𝗿𝘃𝗶𝗲𝘄: 𝗠𝗥𝗧𝗔 𝘃𝘀 𝗠𝗟𝗧𝗔 🏦💵

Oftentimes, first-time homeowners (or even second-time owners) don't know about the 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘵 𝘵𝘺𝘱𝘦𝘴 𝘰𝘧 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘭𝘰𝘢𝘯𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦, or the 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘤𝘦 𝘣𝘦𝘵𝘸𝘦𝘦𝘯 𝘵𝘩𝘦 𝘵𝘸𝘰.

Let's look at some key differences between the two:

📌 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐑𝐞𝐝𝐮𝐜𝐢𝐧𝐠 𝐓𝐞𝐫𝐦 𝐀𝐬𝐬𝐮𝐫𝐚𝐧𝐜𝐞 (𝐌𝐑𝐓𝐀) 📉

1️⃣ The 𝙨𝙪𝙢 𝙖𝙨𝙨𝙪𝙧𝙚𝙙 (𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚) 𝙧𝙚𝙙𝙪𝙘𝙚𝙨 𝙤𝙫𝙚𝙧 𝙩𝙞𝙢𝙚 and becomes zero at the end of the policy. In some situations, the sum assured will not be sufficient to pay off the loan balance in the event of death or disability
(𝘦.𝘨. 𝘸𝘩𝘦𝘯 𝘵𝘩𝘦 𝘭𝘰𝘢𝘯 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘳𝘢𝘵𝘦 𝘨𝘰𝘦𝘴 𝘶𝘱 𝘤𝘰𝘮𝘱𝘢𝘳𝘦𝘥 𝘵𝘰 𝘪𝘯𝘪𝘵𝘪𝘢𝘭 𝘳𝘢𝘵𝘦, 𝘸𝘩𝘦𝘯 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘵𝘢𝘬𝘦𝘴 𝘶𝘱 𝘮𝘰𝘳𝘢𝘵𝘰𝘳𝘪𝘶𝘮 𝘰𝘧𝘧𝘦𝘳𝘦𝘥 𝘥𝘶𝘳𝘪𝘯𝘨 𝘊𝘰𝘷𝘪𝘥-19 𝘱𝘢𝘯𝘥𝘦𝘮𝘪𝘤 𝘸𝘩𝘪𝘤𝘩 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦𝘴 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵 𝘢𝘤𝘤𝘳𝘶𝘦𝘥 𝘰𝘯 𝘵𝘩𝘦 𝘭𝘰𝘢𝘯 𝘢𝘯𝘥 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘳𝘦𝘥𝘶𝘤𝘦 𝘭𝘰𝘢𝘯 𝘢𝘮𝘰𝘶𝘯𝘵, 𝘦𝘵𝘤.)
2️⃣ There is 𝙣𝙤 𝙘𝙖𝙨𝙝 𝙗𝙖𝙘𝙠 𝙤𝙧 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 from this type of policy. Insured might get surrender value policy if cancelled after some years.
3️⃣ 𝙋𝙤𝙡𝙞𝙘𝙮 𝙞𝙨 𝙣𝙤𝙣-𝙩𝙧𝙖𝙣𝙨𝙛𝙚𝙧𝙖𝙗𝙡𝙚. If insured refinances the existing property or sells the property to upgrade to a new home, the MRTA will lapse and a new mortgage loan has to be purchased.

📌𝐙𝐮𝐫𝐢𝐜𝐡'𝐬 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐋𝐞𝐯𝐞𝐥 𝐓𝐞𝐫𝐦 𝐀𝐬𝐬𝐮𝐫𝐚𝐧𝐜𝐞 (𝐌𝐋𝐓𝐀) ✅📈

1️⃣𝙎𝙪𝙢 𝙖𝙨𝙨𝙪𝙧𝙚𝙙 (𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚) 𝙞𝙨 𝙡𝙚𝙫𝙚𝙡 𝙩𝙝𝙧𝙤𝙪𝙜𝙝𝙤𝙪𝙩 𝙥𝙤𝙡𝙞𝙘𝙮 𝙩𝙚𝙧𝙢. Whether it's the 1st or 10th year, the agreed sum assured will be paid out in the event of death, disability and/or 50 critical illnesses.
2️⃣𝙃𝙖𝙨 𝙘𝙖𝙨𝙝 𝙫𝙖𝙡𝙪𝙚 (investment-linked) 𝘼𝙉𝘿 𝙨𝙖𝙫𝙞𝙣𝙜𝙨 (after paying off the loan balance)
3️⃣𝙋𝙤𝙡𝙞𝙘𝙮 𝙘𝙖𝙣 𝙗𝙚 𝙩𝙧𝙖𝙣𝙨𝙛𝙚𝙧𝙧𝙚𝙙 to a refinanced loan, a new property, any other asset, or for any debt cancellation. No need to purchase a new mortgage loan other than
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Let's discuss your life, medical, critical illness, disability, debt cancellation, retirement and education planning needs.

📲 Call or Whatsapp Rekha @ +6012-511 7764 today!
Click to Whatsapp: https://wa.me/message/QZAXKWL5AYAPK1

💰💸 𝗔𝗿𝗲 𝗬𝗼𝘂 𝗣𝗮𝘆𝗶𝗻𝗴 𝗧𝗼𝗼 𝗠𝘂𝗰𝗵 𝗙𝗼𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲? 💸💰

Today, almost everyone has insurance! I'm sure you do too. But... many people out there:
📎 paying way too much premium yet are 𝙪𝙣𝙙𝙚𝙧𝙞𝙣𝙨𝙪𝙧𝙚𝙙,
📎 end up using 𝙩𝙝𝙚𝙞𝙧 𝙤𝙬𝙣 𝙢𝙤𝙣𝙚𝙮 𝙩𝙤 𝙞𝙣𝙨𝙪𝙧𝙚 𝙩𝙝𝙚𝙢𝙨𝙚𝙡𝙫𝙚𝙨, and
📎 𝙘𝙖𝙣'𝙩 𝙚𝙫𝙚𝙣 𝙗𝙪𝙮 𝙖 𝙢𝙤𝙩𝙤𝙧𝙘𝙮𝙘𝙡𝙚 with the returns after 30 years.

Here are some self-evaluation questions:

📌 Do you have the 𝙬𝙧𝙤𝙣𝙜 𝙩𝙮𝙥𝙚𝙨 𝙤𝙛 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙥𝙡𝙖𝙣𝙨?

📌 Do you have a 𝙛𝙚𝙬 𝙤𝙛 𝙩𝙝𝙚 𝙨𝙖𝙢𝙚 𝙩𝙮𝙥𝙚 𝙤𝙛 𝙥𝙡𝙖𝙣𝙨?

📌 Are the 𝙥𝙡𝙖𝙣𝙨 you have 𝙞𝙧𝙧𝙚𝙡𝙚𝙫𝙖𝙣𝙩 𝙩𝙤 𝙮𝙤𝙪𝙧 𝙣𝙚𝙚𝙙𝙨?

📌 Do your 𝙥𝙡𝙖𝙣𝙨 give you 𝙞𝙣𝙨𝙪𝙛𝙛𝙞𝙘𝙞𝙚𝙣𝙩 𝙖𝙢𝙤𝙪𝙣𝙩 𝙤𝙛 𝙘𝙤𝙫𝙚𝙧𝙖𝙜𝙚?

📌 Do you have 𝙪𝙣𝙣𝙚𝙘𝙚𝙨𝙨𝙖𝙧𝙮 '𝙖𝙙𝙙-𝙤𝙣𝙨', 𝙚𝙖𝙩𝙞𝙣𝙜 𝙖𝙬𝙖𝙮 & 𝙡𝙤𝙬𝙚𝙧𝙞𝙣𝙜 your investment-linked plan's 𝙨𝙖𝙫𝙞𝙣𝙜𝙨?

And ultimately......
📌 Are you 𝙥𝙖𝙮𝙞𝙣𝙜 𝙩𝙤𝙤 𝙢𝙪𝙘𝙝 𝙛𝙤𝙧 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙪𝙣𝙣𝙚𝙘𝙚𝙨𝙨𝙖𝙧𝙞𝙡𝙮? 💸💸

⚡️If your answer to any of the above is 𝗬𝗘𝗦 or 𝗡𝗢𝗧 𝗦𝗨𝗥𝗘, please speak to a Wealth Planner and have a free policy review done right away‼️

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✅️ You need only the right amount of coverage for the right type of plans.

❌️ Do not waste your hard-earned money.

Let's discuss your life, medical, critical illness, disability, debt cancellation, retirement and education planning needs.

📲 Call or Whatsapp Rekha @ +6012-511 7764 today!