Vision Insurance

Your tools are your income. If they're gone, so is your ability to work.

Tool theft is one of the most common claims made by tradies in New Zealand, and it's one of the most disruptive. The cost isn't just replacing the gear. It's the jobs you can't finish and the income you can't earn while you wait.

The right cover means getting back to work fast instead of out of pocket.

Get in touch about our tradie package; tools, liability, and vehicles sorted in one place.

Insurance is complicated. The wording is technical. The exclusions aren't always clear. And the gaps only show up when something goes wrong.

Having the right person in your corner changes all of that. Someone who understands your policy, knows what you're entitled to, and makes sure you're never left navigating it alone.

That's what a good broker does.

If your insurance fell short in a claim, could you cover the difference yourself?

For most people the answer is no. And that's not a criticism, it's just the reality of why getting your cover right actually matters.

An outdated sum insured, a gap in your policy, a renovation that wasn't updated; any of these can mean a payout that doesn't go far enough when you need it most.

Don't wait until you're in the middle of a claim to find out. Get in touch, we'll make sure your cover is where it needs to be.

Heading overseas? Your laptop, camera, and valuables are coming with you.

But is your contents insurance?

Most contents policies are designed to cover what's inside your home - not what travels with you internationally. Some include overseas cover. Many don't. And the limits and conditions vary more than people realise.

Get in touch before your next trip and we'll make sure you know exactly where your cover starts and stops.