Link Advisory

Did you know the person insured isn’t always the owner of the insurance policy? 🧐

This is known as policy ownership, and it can make a big difference when it comes time to make a claim.

📌 The policy owner has the legal rights to:
• Make changes to the policy
• Cancel the policy
• Receive certain benefits

That means the person covered by the insurance may not be the one in control.

Common examples include:

• Parents taking out insurance for their children
• One partner owning a policy for the other

If ownership isn’t set up correctly, it can lead to delays, confusion, or even disputes when a claim is made.

✅ Our Risk Insurance team can review your policies to ensure everything is structured properly, so your cover works exactly as intended and your loved ones are protected.

📞 Get in touch today for a quick policy ownership check. It only takes a few minutes and could save a lot of stress in the future.

Contact the team on 0800 277 2643 ☎

Big news from Link Advisory…

✔️ We now have an in-house Investment & KiwiSaver team
✔️ Expert advice all in one place
✔️ Simple, smart strategies to grow and protect your wealth

From reviewing your KiwiSaver to aligning your investments with your goals, we make it easy to stay on track.

No guesswork. No stress. Just better decisions.

👉 Reach out for a quick review. Your future self will thank you. Contact the team on 0800 277 2643 ☎