PRU LIFE UK Insurance Advisor - FA Thea

Sometimes the comments tell the best stories. 💖

It was nice seeing people share how they were able to use the fund value from their VUL for home construction, business, weddings, emergencies, and other life milestones.

A good reminder that insurance isn't just about protection. With a VUL plan, it can also provide financial flexibility when you need it most, while keeping you protected along the way. 😄

If you're curious how VUL works or whether it's the right fit for your goals, feel free to send me a message. 🥰

Investing in knowledge is one of the best investments we can make. 📚

Last June 18–19, I had the opportunity to attend a certification training for Certified Financial Coaches.

I'm grateful to learn from experienced mentors and gain practical insights that I can bring to every client conversation. My goal has always been to keep growing so I can better serve my clients.

Looking forward to creating even more value and making a greater impact✨

Start early.

Not because the premium is lower.
Not because the coverage is better.

But because time can make a huge difference in your child's investment projection.

Same premium.
Same coverage.
Different future.

Time is an asset you can never buy back. ⏳💚

𝐆𝐨𝐨𝐝 𝐦𝐨𝐫𝐧𝐢𝐧𝐠! 𝐀𝐧𝐬𝐰𝐞𝐫𝐢𝐧𝐠 𝐭𝐡𝐞𝐬𝐞 𝐅𝐫𝐞𝐪𝐮𝐞𝐧𝐭𝐥𝐲 𝐀𝐬𝐤𝐞𝐝 𝐐𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬!

1.𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗻𝗴 𝟭 𝗺𝗼𝗻𝘁𝗵 𝗯𝗮𝗯𝘆 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿𝗲?
- YES kahit 7 days old pa lang 👶🏻

2. 𝗠𝗮𝗴𝗸𝗮𝗻𝗼 𝗺𝗶𝗻𝗶𝗺𝘂𝗺 𝗻𝗴 𝗶𝗻𝘀𝘂𝗿𝗮𝘃𝗲𝘀𝘁?
- 1,700php only

3. 𝗦𝗲𝗻𝗶𝗼𝗿 𝗰𝗶𝘁𝗶𝘇𝗲𝗻 𝗽𝘄𝗲𝗱𝗲 𝗺𝗮-𝗶𝗻𝘀𝘂𝗿𝗲 𝗻𝗴 𝘄𝗮𝗹𝗮𝗻𝗴 𝗺𝗲𝗱𝗶𝗰𝗮𝗹? Yes po up to 1.5million for ages 60-70 based on my non-medical authority 👵🏻

4. 𝗠𝗮𝘆 𝗳𝗶𝘃𝗲 𝘆𝗲𝗮𝗿 𝗽𝗹𝗮𝗻 𝘀𝗮 𝗣𝗿𝘂?
- Meron! Hindi na ako magbabayad after 5 years tapos insured na ako until 100yo ko? - Yes po

5. 𝗞𝗮𝗽𝗮𝗴 𝗻𝗮𝗴𝗽𝘂𝗻𝘁𝗮 𝗮𝗸𝗼 𝗻𝗴 𝗶𝗯𝗮𝗻𝗴 𝗯𝗮𝗻𝘀𝗮 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗽𝗮 𝗿𝗶𝗻 𝗮𝗸𝗼. - Yes, basta wag ka po lalabas ng earth. 😅

6. 𝗕𝗮𝗸𝗮 𝗶𝘄𝗮𝗻𝗮𝗻 𝗺𝗼 𝗿𝗶𝗻 𝗸𝗮𝗺𝗶 𝗵𝗮. 𝗔𝗻𝗴 𝗱𝗮𝗺𝗶𝗻𝗴 𝗮𝗴𝗲𝗻𝘁 𝘄𝗮𝗹𝗮 𝗻𝗮 𝗻𝗴𝗮𝘆𝗼𝗻. 𝗡𝗶-𝗴𝗵𝗼𝘀𝘁 𝗻𝗮 𝗸𝗮𝗺𝗶.
- I am your lifetime Financial Advisor. I also provide service to orphaned clients even without commission, which means I got you and your family. At patuloy pa po akong nag iinvest sa sarili para maging expert sa Insurance and investment industry.

7. 𝗣𝘄𝗲𝗱𝗲 𝗯𝗮 𝗮𝗸𝗼 𝗺𝗮𝗴 𝘄𝗶𝘁𝗵𝗱𝗿𝗮𝘄 𝘀𝗮 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗸𝗼 𝗮𝗻𝘆𝘁𝗶𝗺𝗲? - Yes, pero as much as possible kung di emergency wag po. Ilaan natin ito for long term goal like retirement fund. 📈

Your trusted Financial Advisor,
Kristhea Decena
Licensed Insurance Advisor
Unit Manager
𝑃𝑅𝑈 𝐿𝐼𝐹𝐸 𝑈𝐾