Jessa Delos Reyes - License SUN LIFE Financial Advisor

AN EYE OPENER STORY ON WHY EACH FAMILY MEMBER NEED A HEALTH COVERAGE
•
Witnessed a heartbreaking moment at a hospital in Taguig this morning.

Billing Rep (BR) to a Patient’s relative: Sir, kailangan na daw po iadmit yung sister ninyo kasi may procedure po na kailangan gawin sa kanya. Urgent daw po.

Brother: Ano nga yun?
BR: Craniotomy po.
Brother: Magkano yun, miss?
BR: Php267,000 po without professional fee pa po, Sir. Pero pwede naman po i-credit card.
Brother to another relative: Magkano limit ng credit card mo?
Relative: Php30,000. Yung sa’yo?
Brother: Php20,000.
Relative: May natitira pa ba sa debit mo?
Brother: Meron. Mga Php20k pa ata.
Relative: Sige. Karga mo na lahat. Bahala na bukas.
(Brother and relative gives card and authorizes debit from their savings and credit cards)
Billing rep: Sir, how will we settle the difference po?
Brother: I-go niyo na yung procedure miss, magtatawag lang ako.

I realized that everyday, this scenario happens to a lot of Filipino Families.

It is common knowledge that healthcare in the Philippines is very expensive yet very few Filipinos make it a priority to prepare for it. Most families would not have an HMO or Health Insurance or Critical Illness Insurance that can help them cushion emergency expenses like this. Hence, when it strikes, they would often resort to taking it directly from their pockets, thus, depleting their lifetime savings.

To whoever is reading this, give your financial advisors a chance to talk to you and your family about health coverages. You may think they are just pushy sales agents but in reality, they might just save your families in crisis such as this.

Secondly, EVERYONE in the family should have a coverage, not just the breadwinners. Because (1) you don’t know who in the family would get sick next (2) the financial impact of it happening to any member of the family will likely be same if it were to happen to the rest.

Lastly, do not delay. Do not think it’s an expense. Because the premiums for the health coverage is not the problem. It’s actually the solution.





Story from Ysabel Victoria Benitez which happened last March of 2018.
Credits to prudent generation

Bakit kailangan mo ng insurance?

Dahil hindi habang buhay malakas ka...

𝗗𝗲𝗮𝘁𝗵 𝗰𝗹𝗮𝗶𝗺 - 𝗣 𝟭𝟬.𝟳 𝗠 -”𝗯𝗲𝘆𝗼𝗻𝗱 𝗱𝗲𝗮𝘁𝗵 𝗹𝗼𝘃𝗲 𝗮𝗻𝗱 𝗰𝗮𝗿𝗲 𝗼𝗳 𝗮 𝗵𝘂𝘀𝗯𝗮𝗻𝗱 𝗮𝗻𝗱 𝗳𝗮𝘁𝗵𝗲𝗿”- 𝗦𝘂𝗻 𝗹𝗶𝗳𝗲 𝗳𝘂𝗹𝗳𝗶𝗹𝗹𝘀 𝗶𝘁𝘀 𝗽𝗿𝗼𝗺𝗶𝘀𝗲

By: BM Rosemarie Mercurio Guasin

It took me more than a year to share my client’s story - dahil ako din nalungkot sa pag panaw ng aking client and friend for “18 yrs . “ , but I know ,,his story of love and preparations for life uncertainties could inspire others .
He started getting policies when he was not an officer yet sa barko and keeps on adding along the way hanggang maging Kapitan sya. Everytime kausapin ko sya before to increase his coverage , he would always say “ para ito Rose sa pamilya ko at sa pag tanda ko “ , palaging long term and future ang tinitingnan nya .
True to his word “ para nga sa pamilya nya “ , hindi nga lang umabot sa pagtanda nya as he died very young and healthy due to Covid , however his love and financial prepations thru Sun life provided his family “ hope and something big to start “ , ika nga even if we die , bills and dreams of our love ones continues . To him a P 10.7 M total claim was his way of ensuring his family will not be burdened financially .
Saludo ako sa pagmamahal mo sa pamilya mo kaibigan . Salamat for allowing me and Sun Life to serve you . My prayers for you and your family will always be my friend . 🙏🙏🙏

Kaya kailangan mo ng insurance...

Don't underestimate the power of life insurance - it's more than just a policy, it's peace of mind.