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Yanyan chocolate.

Try this classic childhood snack! It's a perfect lesson in planning and rationing.

If they eat the chocolate too early, they'll be stuck with bland biscuits. But if they finish the biscuits first, they get to savor the chocolatey goodness at the end (the best part, in my opinion!).

It’s a simple choice: enjoy now and struggle later, or endure first and enjoy the sweetness after.

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Get insured while your still healthy.

𝐃𝐨 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐲 𝐩𝐞𝐨𝐩𝐥𝐞 𝐚𝐫𝐞 𝐫𝐮𝐬𝐡𝐢𝐧𝐠 𝐭𝐨 𝐛𝐮𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐫𝐞𝐜𝐞𝐧𝐭𝐥𝐲?🔥

A few days ago, I got a call from a client telling me that he wanted to buy insurance for his family and himself right now.

I asked him, “Why? What happened?”

He said, “The recent tough situation has made me realized I have too much risks which I cannot take and I’m not willing to take. So I want to transfer it out via insurance. I also want to 𝐦𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐢𝐟 𝐚𝐧𝐲𝐭𝐡𝐢𝐧𝐠 𝐡𝐚𝐩𝐩𝐞𝐧𝐬 𝐭𝐨 𝐦𝐞, 𝐦𝐲 𝐟𝐚𝐦𝐢𝐥𝐲 𝐢𝐬 𝐜𝐨𝐯𝐞𝐫𝐞𝐝. Could you help me with that?”

Now if you are not in the insurance industry, you might be thinking, what just happened?

===𝐖𝐞𝐥𝐥, 𝐡𝐞𝐫𝐞’𝐬 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐤𝐧𝐨𝐰..===

😱There is actually something money can’t buy, that is an insurance policy.

😱Insurance is purchased with 2 things, health and age.

😱If at the time of buying the insurance, you’re not healthy, you won’t be allowed to buy insurance.

😱Also, as you grow older, the insurance premium you pay actually gets more expensive.

So if an advisor comes to you today and tell you, “Hey, let's see if we can get you covered?”

=== 𝐇𝐞𝐫𝐞 𝐢𝐬 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 ===

✅𝐀𝐬𝐤 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐢𝐟 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐞𝐧𝐨𝐮𝐠𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - If you are not sure, talk to an advisor to find out about it.

✅𝐈𝐟 𝐲𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐡𝐚𝐯𝐞 𝐚𝐧𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, 𝐜𝐡𝐞𝐜𝐤 𝐰𝐢𝐭𝐡 𝐡𝐢𝐦/her 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐬𝐭𝐢𝐥𝐥 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞 𝐢𝐭 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐚𝐠𝐞 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐭𝐡 𝐜𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧s - at least make sure you can still buy insurance.

✅𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐠𝐫𝐞𝐚𝐭 - spend time finding out if those people you care about are fully covered, if not advise them to and be their guide.

✅𝐈𝐟 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐭𝐫𝐲 𝐭𝐨 𝐟𝐢𝐠𝐮𝐫𝐞 𝐨𝐮𝐭 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 -ask your advisor to send you a copy of the “𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐁𝐨𝐨𝐤”. Read it to find out more about insurance yourself.

Remember, insurance serves to give you and your loved ones a peace of mind. Get yourself covered as early as you can, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 across time.

Every professional financial advisor knows that premium will ONLY get more expensive across time, that is why some are rushing to meet you during this period of time.