All About Financial Matters

Minsan, okay din talaga yung forced savings.
Kasi ‘pag nasa banko lang, ang dali lang din kunin at gastusin.

Pero kung naka-invest or naka-lock in, napipilitan kang mag-ipon — para sa future mo rin naman.

Sa Kaiser Long Term, 7 years ka lang maghuhulog, tapos waiting ka na lang sa maturity.

May health and life protection ka pa habang hinihintay mo.

Ang maganda pa, once masanay ka sa pag-iipon, tuloy-tuloy na ‘yan.

After mo sa Kaiser, pwede mo nang ilipat sa ibang savings or investment yung nakasanayan mong itabi.
Iba talaga kapag may na-build kang saving habit.

Kaya kung wala ka pa, open an account today. Start building your future now. 🫶

🚗🚘May KOTSE ka ba?

If meron... Please lang, kumuha ka ng life insurance,
And pls lang, siguraduhin mo naman mas mahal sa kotse ang coverage mo 😓

Based on a true story:😢😢😢

Scenario: CAR ACCIDENT

Passengers of the said vehicle :
> Parents (Mother and Father)
> Children ( 5 year old son and 2 year old daugther)

Father died while mother survived but critical and stayed in the hospital for almost 2 months.

Children survived with minor injuries.

Father: No insurance (Bread Winner)
Mother: No insurance (Plain House Wife)
Children:No insurance/ No educational plan
CAR : INSURED (still under mortgage)

The questions are:

1. Who will shoulder for the funeral expenses of the father?

2. Who will shoulder for the hospital bills of the mother?

3. Who will give income to the family knowing the bread winner died?

4. Could kids still continue living the life they used to live ?

5. Could kids still continue go to school?

These are some of the things we do not realize first. Mas protected pa ang kotse kaysa sa pamilya or mga mahal sa buhay.

Will the car save the family’s future? Of course NO! Can the car pay for the hospital bills and education of the children? NO!

Learn to do the math and start having financial planning. Huwag ibuhos lahat sa material na bagay. Wala nang mas mahalaga pa sa mundo kaysa sa buhay at kinabukasan ng mga mahal mo sa buhay.
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Protection should come first before investment. It’s sad knowing this family’s story. If only the parents were informed enough. 😢

Only Life insurance can create wealth overnight at the time you need it the most. No investment can give you say, 2M by just paying 4-5k a month but life insurance can do that.

Have it now while you do not need it yet. Because the moment you need it you can never have it.

For inquiries,message me 📩
http://m.me/sheryl.teopis/

https://313395PH.imgcorp.com/linkbio

We stress over bills, deadlines, and the opinions of others—until life reminds us of what truly matters. Health is not a luxury; it’s the foundation of everything. Yet, we neglect it until it’s threatened. Don’t wait for illness to prioritize wellness. Move your body, nourish your mind, and rest your soul. What’s one thing you can do today to honor your health? 💪🏽🩺

Self care is honor respond to our creator, our sovereign God ❤️

🙄 Young people don't know the value of healthcare.

😱 Middle-age people complain about "expensive" healthcare premiums.

😭 Old people cry because they are no longer eligible for healthcare.

➡️ Healthcare is a privilege, not a right. Get it while you're young and healthy ! ⬅️

Facts:

Most life insurance plan premium tend to be higher from age 40s onwards.

Most of the major illness come out during older years when we are not anymore covered by employment benefits.

One major illness can wipe out everything we worked for - property, investments, personal savings of loves ones.

Insurance and healthcare is not a right, but a privilege. Once you have medical records of illness, approval of insurance application or claim is not guaranteed.

Family and loved ones will suffer or be gravely affected financially if a family member/breadwinner will get sick or pass away.

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If you are still healthy and you love your family, then get started with your complete financial plan today.