PRU Trisha
Your Licensed Financial Advisor
12/04/2023
Lagi na lang ba tuwing may pera ka, ang bilis maubos?
Parang di mo na alam san sila napunta? Dinadaanan lang yung palad mo? Wala kang nasesave kasi nilipad na ng hangin? 😅
Ang tip diyan is BE AWARE OF YOUR EXPENSES AND YOUR INCOME.
1. Have your own Budget Tracker, either Excel or kahit notes lang sa phone. Jot down your income from your full time job + side hustles or part time.
2. List all your FIXED expenses for the month like Meralco, Internet, Water, etc.
- If INCOME < EXPENSES, you need to establish another source of income. (If you need one, you can message me baka interested ka)
- If INCOME > EXPENSES, you have an addtl money either isave, ipangbili ng wants or dagdag sa needs.
3. After mo malista lahat, now hatiin mo siya base sa graph sa baba as 50/30/20 or 50% NEEDS, 30% WANTS and 20% SAVINGS. With this, mas kontrolado ka sa pera na pumapasok sayo every payday! Mas may napupuntahan na yung pera mo and you become concious kung mapapasobra ka na sa budget mo.
Hope makatulong po! 🤗
15/03/2023
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