Financial Coach, Rannie Tumaneng

Earning 20k a month with 4k savings is better than earning 200k a month with 0 savings and/or plus loans.

"It's not only how much you save - but also your spending habits that matters."

For the OFWs, there is life after overseas...
For all the employed, there is retirement life after corporate life...
For all in business, there is life beyond your business...

Build A Life...
Build Dreams (not Debts).
Build Retirement (not Regrets).
Build A Future (not Failures).

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The Abundance Formula

It’s simple. Just remember these 4 numbers: 100, 10, 20, 70.

💓 Earn 100 % - from YOUR SALARY / BUSINESS

💓 Give back / Tithe 10% - You must prioritize GOD. Return 10% to Him because all your blessings are from Him.

Malachi 3:10, ESV: "Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the LORD of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need."

💓 Invest 20% - Do you know that we should also pay OURSELVES because we are the ones who get tired to earn money. Paying for yourself is not only a MATERIAL thing but through INSURANCE, SAVING AND HEALTHCARE so that when the day comes you'll be tired, you have an assistant and will have something to do in your aging. And if you can't work anymore.

💓 Spend 70% - we should learn to manage the remaining 70% for expenses. Live below your means.

👉 It's hard at first BROTHER but if you try, YOU'LL BE THE ONE TO BENEFIT.

Abundance formula is a simple principle to guide you to successful money management. You may find it hard to follow at first, but with strong commitment and dedication to improve your personal finances, there is no reason for you not to achieve your financial goals.



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Ito ang Senior Citizen Survey Ngayon sa Pilipinas..

Sa pagtanda mo kaya, Saang porsyento ka kaya mapupunta?

▪️40% Umaasa sa anak- Ito ang kinalalagyan ng karamihan ngayon na tinatawag na "sandwich generation" Naiipit sa responsibilidad sa pagpapalaki ng anak at pagsuporta sa tumatandang magulang.

▪️20% Umaasa sa Charity - Kung may pangangailangan lalo na ang medikal ay lumalapit kay Mayor, Congressman, kapitan at sa iba pang ahensya ng gobyerno.

▪️30% Ang mga nagtatrabaho parin sa kanilang matandang edad- hindi nila ito gusto pero kailangan dahil kung di magttrabaho, hindi kakain

▪️8% May Pensyon - Sapat ba ang pension ng matatanda ngayon? Alam mo bakit napakaraming Pension Loan Business ngayon? Kailangan nang uminom ng gamot at ibat ibang maintenances sila Lolo at Lola, ubos na ang pension nila, kaya kailangan ng isangla ATM pension nila.

▪️ 2% Ang mga Financially Independent- Sila ang mga nakapagipon, hindi umaasa sa anak, patravel travel na lang at sila pa ang may malaking perang maiiwan kung sakaling lilisan at di magiging problema ng pamilyang maiiwan.

Ang goal ng IMG ay madagdagan ang 2%, Ang tapusin na ang nakagawian, ang ituro sa lahat ng pamilya ang kahalagahan ng pagiipon para sa kinabukasan.

Sa kalagayan mo at sa mga ginagawa mo kaya ngayon saang porsyento posible mapunta?

Gusto mo bang mapasama sa Dos Porsyento?

Tara usap tayo, nakahanda ang IMG tumulong sayo.

Message ka lang o mag register dito

Maraming nagsasabi, bakit ka ba nag join sa IMG? Baka scam yan?

Sabi ko naman, if these big companies put their names and trusted IMG, why wouldn't I?

When other companies teaches you how to spend and get into debts... IMG teaches you how to become your own money manager, to value your hard-earned money by saving and investing, how to have proper protection for yourself and for your family, and most of all teaches you how to become a blessing by sharing the gift of financial literacy not only to your family and friends but also to all the people around you.

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