Jordan V.
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02/04/2023
Ang bangko ay maganda para emergency funds at iba pang transactions.
Pero kung ang gusto natin ay long-term goals katulad ng Retirement Funds, Dream house, Dream car, Dream vacation, dream travels maging pang college fund hindi magandang option ang bangko lalo na kung nakalagay lang ito sa Savings account, @0.25% lang ang interest kada taon hindi man lang umabot sa 1%.
Kung nasa time deposit naman, nagre-range ito ng @0.5% - 2% interest kada taon pero mayroon 3-5% average ng inflation kada taon sa Pilipinas, hindi parin natatalo ang inflation, dapat mas mataas sa inflation rate tayo nag se-save/or Invest.
Kaya kung nakatago lang ang pera mo sa bangko na para sana pang matagalang financial goals katulad ng mga nabanggit sa itaas, mag-isip isip kana. Kinakain lang yan ng inflation at taxes ng hindi mo alam.
Be Financially Smart!
ctto β₯οΈ
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01/04/2023
Man: "Twenty years from now or 30 years from now, how can I be sure that the money Iβm investing will still be there?"
Bo Sanchez: βI agree. Life is unpredictable. God never promised certainty. There are no guarantees in life. But Iβd rather face that unpredictability with the CHANCE of having P20 million when I hit 60 or 70 years old, from my investments, rather than face that unpredictability with just my SSS pension to feed me.β
22/03/2023
π1 Million in Life Insurance
π Accidental Death Benefit Rider (ADB)
π Terminal Illness (Ti)
π Payorβs Death and Disability Rider (PDDB)
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25/02/2023
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