Jala

A really great article by Monica Anderson...

Two Kinds Of AI Polar Opposites

More good news.

Jala / Sikoba cooperation agreement to establish local credit cooperatives in the Philippines Sikoba has entered into a partnership agreement with Jala, developers of the Jala ID+ Card, to help establish a local credit cooperative in the Payatas district of Quezon City, Manila.

Announcing and talking about our partnership...

The Partnership Between Jala ID+ and Sikoba ‘There is one community in Payatas we’ll start with, but there are so many other communities in developing countries waiting for our of help! If we could sta...

THE CHALLENGE

The need for subsidies, (financial) aid and relief goods usually requires setting up and maintaining complex distribution and control systems to avoid seepage into unintended channels. Moreover, individual recipients often do not have a reliable way to identify themselves in order to access support.

SUBSIDIES are mostly aimed at serving a particular target population but are not given to it directly but rather to the producer of the good or service. This results in the producer necessarily treating the subsidy provider as their customer, rather than the target population. This is the major cause of the well known problems around subsidies; the competition between producers/service providers is not about best serving the target population but about pleasing the subsidizing agency.

AID. In frontier and emerging markets, and to a lesser extent industrialised markets as well, the people requiring aid are frequently trapped in an “informal economy” and are largely “unbanked” or “underbanked.” Moreover, many of them lack any form of government identification, and are therefore “unidentified”. Subsequently, financial and other aid is rarely provided directly, even if it is the most efficient way to rapidly disseminate it.

RELIEF GOODS. The distribution of relief goods is a highly complex operation requiring warehousing, transport logistics, and security. Managing distributors and making sure that the recipients are entitled to these goods is equally complex.

Stay tuned for THE SOLUTION :-)