The MAD Method PH

A friend recently reached out because he needed 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐑𝐞𝐝𝐞𝐦𝐩𝐭𝐢𝐨𝐧 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 (𝐌𝐑𝐈) for his housing loan.

Sabi niya, “Ikaw na bahala.”

Pero ang una kong sinabi?

“Kunin muna natin yung quotation ng bank.”

Kasi para sa akin, hindi naman dapat automatic na sa akin kukunin. Ang importante, malaman muna natin kung alin ang mas makakatipid ka. Your money deserves that kind of due diligence.

After comparing the options, we found something surprising.

His ₱14 million MRI requirement could be covered by Sun Life, and his application was approved. More importantly, he’ll be saving around ₱17,000 every month compared to the insurance initially offered by the bank. Yes 17,000 difference!!

Honestly, hindi ito alam ng marami.

Kapag may housing loan, maraming nag-a-assume na kailangan sa bank na rin kunin ang MRI. In many cases, you can also source it from an insurance company, as long as it meets the bank’s requirements.

For me, that’s what financial advising should be.

Hindi lang tungkol sa pagbenta ng policy. It’s helping people compare their options, understand what they’re paying for, and make sure they’re getting the best value for their hard-earned money.

Sometimes, the best financial advice starts with, “𝐓𝐢𝐧𝐠𝐧𝐚𝐧 𝐦𝐮𝐧𝐚 𝐧𝐚𝐭𝐢𝐧 𝐥𝐚𝐡𝐚𝐭 𝐧𝐠 𝐨𝐩𝐭𝐢𝐨𝐧𝐬.”

And the best feeling is to inform your client..
𝐘𝐨𝐮𝐫 𝟏𝟒 𝐌𝐈𝐋𝐋𝐈𝐎𝐍 𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 𝐂𝐎𝐕𝐄𝐑𝐀𝐆𝐄 𝐈𝐒 𝐀𝐏𝐏𝐑𝐎𝐕𝐄𝐃!!

Register your Sun Life account at My Sun Life PH today for a chance to win e-GCs or the new iPhone 17! ✨

Track all your insurance and investment portfolio on the palm of your hands. Plus, get access to smart financial to help you live brighter and be more confident tomorrow. 📱

Download the app and register today. Click here (https://sunlife.co/GoWinwithMySunLifePH) to learn more and get a chance to win cool prizes.