Ask Broker DAN

🏠 𝟯 𝗦𝗜𝗚𝗡𝗦 𝗻𝗮 𝗥𝗘𝗔𝗗𝗬 𝗸𝗮 𝗻𝗮 𝗠𝗔𝗚𝗞𝗔𝗕𝗔𝗛𝗔𝗬

Hindi porket gusto mo na… ready ka na.
Check mo muna kung pasado ka dito 👇

1️⃣ Financially Ready Ka
✔️ May stable job or negosyo (at least 2 years)
✔️ Kaya mong mag-save ng 30% ng income mo without hurting your lifestyle
✔️ May extra for DP + monthly amortization
✔️ Ready ang documents for bank or Pag-IBIG loan
👉 Hindi sapat na mataas ang sweldo—dapat may natitira.

2️⃣ May Clarity Ka sa Hinahanap Mo
✔️ Investment ba or personal use?
✔️ Ilang rooms ang kailangan?
✔️ Need ba ng ground floor room (for senior/PWD)?
✔️ WFH ka ba or daily commute?
👉 Kung malinaw ang priorities mo, mas mabilis kang makakahanap ng tamang property.

3️⃣ Ready Ka sa Commitment
❌ Hindi pwedeng si mama lang ang naghahanap at nag-site visit
✔️ Ikaw mismo involved sa decisions
👉 Ang bahay milyon ang halaga at years ang bayaran—
kailangan committed ka, hindi lang financially, pati mentally.

💡 If tingin mo ready ka na…
we’d be happy to guide you every step of the way.

📌 Follow for more home buying tips!
_______________________
𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! ⁣
Roldan and Mary Ann Binuya ⁣
Licensed Real Estate Brokers [PRC 000153 | 000152] ⁣
📞𝟬𝟵𝟭𝟳𝟴𝟲𝟱𝟬𝟳𝟮𝟱 [ᴍᴏʙɪʟᴇ | ᴠɪʙᴇʀ | ᴡʜᴀᴛꜱᴀᴘᴘ] ⁣
📧[email protected] | [email protected]⁣

Akala mo ba pag walang Pag-IBIG option… PASS na agad? 🤔

Maraming buyers ang hindi alam na may **home loan financing** na kasing ganda—at minsan, mas flexible pa—kumpara sa Pag-IBIG.

Yes, maganda talaga ang Pag-IBIG:
✔️ Long-term loan up to 30 years
✔️ Pwedeng mag advance payment (less interest, faster matapos)
✔️ Mababa ang interest, lalo na sa affordable housing

Pero eto ang hindi alam ng karamihan…

👉 May ibang option na halos same lang ang benefits:
✔️ 25–30 years loan term din
✔️ Pwede rin advance payment
✔️ Halos same lang ang interest at monthly (lalo na sa ₱2M+ loans)
✔️ Mas maraming projects ang available

💡 At ito yung financing na madalas iniiwasan ng buyers…

👉 **BANK FINANCING**

Yes—yung akala mong hindi okay… may same benefits din pala 😲

So next time na may nakita kang bahay na gusto mo:
❌ Huwag agad mag-decide base lang sa financing
✅ Tingnan mo kung pasok sa needs at budget mo

Kung may Pag-IBIG — great 👍
Kung wala — tandaan mo, **bank financing is also a strong option** 💪

_______________________
𝙃𝙖𝙡𝙞𝙠𝙖, 𝙏𝙍𝙄𝙋𝙋𝙄𝙉𝙂 𝙏𝘼𝙔𝙊! ⁣
Roldan and Mary Ann Binuya ⁣
Licensed Real Estate Brokers [PRC 000153 | 000152] ⁣
📞𝟬𝟵𝟭𝟳𝟴𝟲𝟱𝟬𝟳𝟮𝟱 [ᴍᴏʙɪʟᴇ | ᴠɪʙᴇʀ | ᴡʜᴀᴛꜱᴀᴘᴘ] ⁣
📧[email protected] | [email protected]⁣