PruGen

Where are you heading to?

These beautiful destinations are for your feet to travel and for your senses to experience! Join our team of trusted financial advisors and have the opportunity to grab these travel incentives!

Drop us a message or email us your CV and we will schedule a discovery call with you!

𝗣𝗮𝗿𝘁-𝗧𝗶𝗺𝗲/𝗙𝘂𝗹𝗹-𝗧𝗶𝗺𝗲

Qualifications:
✅College Level
✅Willing to learn
✅Good moral character
✅People person and servant leader
✅Fresh grads are welcome

Perks:
✅Awards & Recognitions
✅Free training
✅Flexible Work Schedule/Work From Home Set Up
✅Free travel, local and international

JOIN US NOW!

CO-OWNERSHIP

There is co-ownership whenever the ownership of an undivided thing or right belongs to different persons.

- Article 484, Civil Code of the Philippines

No co-owner shall be obliged to remain in the co-ownership. Each co-owner may demand at any time the partition of the thing owned in common, insofar as his share is concerned. Nevertheless, an agreement to keep the thing undivided for a certain period of time, not exceeding ten years, shall be valid.

- Article 494, Civil Code of the Philippines.

High-Interest Savings Account in the Philippines:
Netbank Savings

Interest rate: 5%

Formerly known as the Community Bank of Romblon, Netbank is a rural bank regulated by the Bangko Sentral ng Pilipinas. Like SeaBank, Netbank offers a very attractive 5% interest rate for your savings.

Since it's a relatively new bank, details about its initial deposit, maintaining balance, and interest-earning balance aren't available yet. But no need to worry if you're wary of new banks since deposits are insured by PDIC up to ₱500,000 per depositor.

Follow The Prudent Generation PH for more financial and investment tips!

High-Interest Savings Account in the Philippines:
SEABANK

Interest rate: 5%
Initial deposit: Not required
Maintaining balance: None
Interest-earning balance: None

SeaBank offers one of the highest-interest savings accounts in the Philippines with a 5% interest rate. As a bonus, you don't need to worry about an initial deposit and a maintaining balance. This bank with the highest interest rate in the Philippines is part of Sea Limited (NYSE:SE), a global consumer internet company listed on the New York Stock Exchange. It also keeps safety measures, such as two-factor authentication, end-to-end encryption, and a one-time password, in place.

Follow The Prudent Generation PH for more financial and investment tips!

Where do I put my emergency fund?

The best place to put your emergency fund is in:

A dedicated account apart from your regular savings, so you won’t touch it.
A quickly accessible account in the case of an emergency.
An account that earns you the most interest possible.

These are all the features of a high-yield savings account (HYSA). With a HYSA you can maximize the interest earned on your balance while your money sits but remains liquid. If you don’t encounter any unexpected expenses, great—your interest will just keep growing. If you do, you can quickly access the funds you need without penalty or hassle.

On our next feature, we’ll show you what banks offer high-yield savings account.

Follow The Prudent Generation PH for more financial and investment tips!