Villa Marcela San Rafael,Bulacan.

Dahil kay Pag-ibig, Bahay na Pangarap ko'y nagkatotoo!!!

*Housing Loan Requirements - Pagibig/Bank/In-House Financing

PAG-IBIG HOUSING LOAN REQUIREMENTS:

FOR REGULAR PAG-IBIG MEMBER:
1. At least 24 months Pag-IBIG Member
2. 5 pcs. 1x1 picture
3. 2 pcs. Valid ID (Photocopy)
4. Residence Certificate (Community Tax/Cedula)
5. TIN (Tax Identification Number)
6. Birth Certificate (if Single)/ Marriage Contract (if Married)
7. Certificate of Employment and Compensation, notarized
8. Latest Income Tax Return (ITR) w/ W2
9. Latest 1 month Payslip
10 Latest Service record (For Government Employee)
11. Job Contract w/ VISA and Passport (for OFW/OCW only)
12. For OFW Members: EC/Emplyment Contract supported by English translation if written in foreigh language
and Certificate of Income duly certified by the employer.
13. For Self Employed: ITR and Audited Financial Statements and OR of tax payment from the Bank, DTI Registration.
and Mayor's Permit.
14. SPA or Special Power of Atty duly notarized by Philippine Embassy (if working abroad)
15. Proof of Billing (water, electric, telephone, statements of Accounts or Certification of Landlord if Renting)
14. Checking Account (Post Dated Checks)

FOR SELF-EMPLOYED / PROFESSIONAL PRACTITIONER:
(2 copies each plus requirements 1-6 above if applicable)
l. PRC ID and PTR
2. Latest Income Tax Return (ITR) / Financial Statement
3. Business Permit
4. DTI and SEC Registration
5. Latest 6 months Bank statements (for Businessmen)

FOR IN-HOUSE FINANCING (IHF):
1. 1X1 Picture
2. Residence Certificate (Community Tax)
3. Birth Certificate (If Single)/ Marriage Contract (If Married)
4. Checking Account (Post Dated Checks)

***Must have no existing Housing loan or any Pag- ibig foreclosed property loan
***Monthly amortization must not exceed from the 35% total gross salary of the borrower
***Combined Salary of either Husband and Wife, Brothers and Sisters, or Parents.
***Principal must not exceed from 65years old upon loan application and payment
should not exceed up to 70years of age.

BANK HOUSING LOAN REQUIREMENTS

(General requirements of most banks, for specific, contact bank concerned...)

If in the Philippines:
* Income Tax Return (latest)
* Certificate of employment with compensation
* Business Permit (if self-employed)
* Community Tax Certificate
* T.I.N. (Tax identification Number)
* Bank Statement (for the last 6 months)
* Marriage Certificate (if married) (Photocopy)
* Proof of Billing
* Post Dated Checks
Note: All original except marriage certificate, Business Permit, Community Tax Certificate.
If Borrower is permanently abroad:
* Federal Income Tax Return (latest)
* Bank Statement (for the last 6 months)
* Special Power of Atty. (SPA) (consul authenticated)
* Certificate of Employment with compensation (consul authenticated)
* Proof of remittance
* Business Permit (if self employed)
* Marriage Certificate (if married)
* Post Dated Checks
(Note: All original except marriage certificate)
UNION BANK Housing Loan Requirements:
1.) Duly filled out Application Form
2.) Photocopy of 2 Valid ID’s
3.) Marriage Contact (If applicable)
4.) TIN: Community Tax Receipt (Cedula)
For Employed:
5.) Certified of Employment; ITR for the last 2 years; Latest 1 month Payslip
For Self-employed:
6.) Certificate of Business Registration; Financial Statements and ITR (2 years); List of Customers and Suppliers with contact persons and telephone ; Bank Statement (3- months)
Others:
7.) Special Power of Attorney (if applicable; using UBP Format; consularized if issued abroad)
8.) Pension documents (photocopy of statement of pensions, bank statement, passbook,
whichever is applicable)
Loan Amount: Maximum of 80% of Contract Price
Loan Term : Maximum of 20 years
15 years for OFWs
Note: Applicant shall not be more than 60 years old at the time of loan application and should not be more than 70 years old upon loan maturity.

JUST IN!! PAG-IBIG FINANCING extended until January 15, 2021!

Bagong Taon, Bagong Simula

Simulan ang taon with New Sales House and Lot here on Bria Plaridel na meron:

✔ Hassle-Free Move-in
📍 FREE Move in Fees
📍 FREE Electricity Application
📍 FREE Water Application
📍 FREE Loan Processing
📍 FREE Title Transfer

Last 6 Units left grab the Opportunity mga KAKAMPI❗❗❗

For Inquiries please contact:
Globe: 0961-090-0668

BRIA PLARIDEL UPDATE🏡🏡🏡

- FEW Units left! ⚠️
Wag na mag pahuli, I-reserve mo na ang Bria Home mo na malapit sa lahat! 10minutes away from Vista Mall Malolos 🤗

RESERVE YOUR HOUSE AND LOT NOW!!!
For inquiries l Free site tripping l Unit reservation
Txt or call 📩☎📞 :
Analiza Cinco Arocha
Asm1- Sales Manager
0961-090-0668