Coaching your Finances with Joy

Coaching your Finances with Joy

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Life Insurance with Investment Components

31/10/2025

โ˜€๏ธ๐๐„๐– ๐๐‘๐Ž๐ƒ๐”๐‚๐“ ๐€๐‹๐„๐‘๐“โ€ผ๏ธโ˜€๏ธ

๐Ÿ“ฃ๐—บ๐—ฎ๐˜† ๐—ฝ๐—ฟ๐—ฒ-๐—ฒ๐˜…๐—ถ๐˜€๐˜๐—ถ๐—ป๐—ด, ๐—ต๐—ฒ๐—ฎ๐—น๐˜๐—ต ๐—ต๐—ถ๐˜€๐˜๐—ผ๐—ฟ๐˜† ๐—ผ ๐—บ๐—ฎ๐—ถ๐—ป๐˜๐—ฒ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ธ ๐—ป๐—ฎ ๐—ฏ๐—ฎ?
๐Ÿ“ฃ๐˜†๐—ผ๐˜‚ ๐˜„๐—ฎ๐—ป๐˜ ๐—น๐—ถ๐—ณ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—ฎ๐—ฟ๐—ฒ๐—ป๐˜๐˜€ ๐—ฎ๐—ด๐—ฒ๐˜€ ๐Ÿฑ๐Ÿฌโ€“๐Ÿณ๐Ÿฌ?

๐Ÿ“ŒGood news! Introducing ๐’๐ฎ๐ง ๐‹๐ข๐Ÿ๐ž ๐„๐š๐ฌ๐ฒ๐‹๐ข๐ง๐ค ๐๐ซ๐จ๐ญ๐ž๐œ๐ญ... a plan that lets your money protect and grow! ๐ŸŒž

๐‡๐ข๐ ๐ก๐ฅ๐ข๐ ๐ก๐ญ๐ฌ:
โ€ผ๏ธ๐๐จ ๐ฆ๐ž๐๐ข๐œ๐š๐ฅ ๐ž๐ฑ๐š๐ฆ ๐ง๐ž๐ž๐๐ž๐โ€ผ๏ธ
โœ…๐†๐”๐€๐‘๐€๐๐“๐„๐„๐ƒ ๐€๐๐๐‘๐Ž๐•๐€๐‹!
โœ…๐‹๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž ๐ฎ๐ฉ ๐ญ๐จ ๐š๐ ๐ž ๐Ÿ๐ŸŽ๐ŸŽ
โœ…๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ-๐ฅ๐ข๐ง๐ค๐ž๐ ๐ฐ๐ข๐ญ๐ก ๐ฌ๐ฉ๐ž๐œ๐ข๐š๐ฅ ๐›๐จ๐ง๐ฎ๐ฌ๐ž๐ฌ
โœ…๐…๐ฅ๐ž๐ฑ๐ข๐›๐ฅ๐ž ๐ฉ๐š๐ฒ๐ฆ๐ž๐ง๐ญ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ

๐Ÿ’ฐ Secure your familyโ€™s future and grow your fund.
๐Ÿ˜Ž Letโ€™s make your money work while you sleep.
๐ŸŒฑ Because smart protection today is financial freedom tomorrow.

Can apply ages 0-70! ๐Ÿ“ฉ

Thank you Sun Life, Answered Prayer tlaga itong plan. Affordable kahit may edad, at kahit may maintenance medicine na, kahit high risk occupation, approved kaagad ang application!

Message me now for your FREE quote and consultation!

Photos from Coaching your Finances with Joy's post 10/06/2024

Thank you Lord ๐Ÿ™๐Ÿ™๐Ÿ™
Secured 1 precious life today via E-App

Congratulations my dear client and Welcome to a Brighter Life โ˜€๏ธ

Si Ma'am ay isa sa aking orphan client, as I reviewed her policy, ang insured d2 ay ang kanyang anak for educational funding, kaya inadvise ko sya na dapat sya mismo ay insured dahil xa ang bread winner ng pamilya. Ngunit sabi nya s kin "Mam Joy baka di na kaya ng budget kung kukuha p ko ng bagong plan" kaya ngconduct kmi ng financial analysis para macheck nmin kung anong plan ang fit para s kanya๐Ÿ’› Tuwang tuwa c Ma'am at finally nakapagstart xa khit maliit๐Ÿ˜Š

Kukurot ka lng, OK lng ung maliit ang mahalaga umuusad๐Ÿ˜Š

Ikaw, gusto mo din bang isecure ang future mo at ng pamilya mo?

Tara, usap tau!

Just send me a msg:
Joy-Racel Perez
Your partner's for life

05/02/2024

๐€๐๐Ž ๐€๐๐† ๐Œ๐€๐†๐€๐๐ƒ๐€๐๐† ๐Š๐”๐‡๐€๐๐ˆ๐ ๐๐€ ๐’๐”๐ ๐‹๐ˆ๐…๐„ ๐ˆ๐๐’๐”๐‘๐€๐๐‚๐„ ๐๐Ž๐‹๐ˆ๐‚๐˜?

Me: Lahat ng plans ni Sun Life ay maganda, created with different GOALS, LIFE STAGES, and NEEDS.

So, it depends on your goal in getting an insurance plan.๐Ÿ˜Š

Ano man ang reasons or needs kung bakit gusto mo ng insurance, may suitable Sun Life policy na pwede sa iyo at sa mga loved ones mo. ๐Ÿ’›

โ—พ๏ธ ๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฐ๐ข๐ญ๐ก 100% ๐›๐š๐ฅ๐ข๐ค ๐ง๐  ๐œ๐š๐ฉ๐ข๐ญ๐š๐ฅ?
๐Ÿ”…Sun Acceler8
๐Ÿ”…Sun Wealth Prime 7

โ—พ๏ธ๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฐ๐ข๐ญ๐ก ๐ ๐ฎ๐š๐ซ๐š๐ง๐ญ๐ž๐ž๐ ๐œ๐š๐ฌ๐ก ๐ฉ๐š๐ฒ๐จ๐ฎ๐ญ ๐Ÿ๐จ๐ซ ๐ฅ๐ข๐Ÿ๐ž?
๐Ÿ”…Sun Smarter Life Elite

โ—พ๏ธ ๐€๐Ÿ๐Ÿ๐จ๐ซ๐๐š๐›๐ฅ๐ž ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž?
๐Ÿ”…Sun Safer Life
๐Ÿ”…Sun Start Up
๐Ÿ”…SunLife Assure

โ—พ๏ธ ๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ง๐š ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ-๐ฅ๐ข๐ง๐ค๐ž๐?
๐Ÿ”…Sun Maxilink Prime

โ—พ๏ธpero ๐ฅ๐ข๐ฆ๐ข๐ญ๐ž๐ ๐ฉ๐š ๐š๐ง๐  ๐›๐ฎ๐๐ ๐ž๐ญ?
๐Ÿ”…Sun Flexilink
๐Ÿ”…Sun Maxilink100

โ—พ๏ธ ๐„๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐Ÿ๐ฎ๐ง๐ para sa mga anak mo?
๐Ÿ”…Sun Smarter Life Elite (with guaranteed cash benefits)
๐Ÿ”…Sun Dream Achiever
๐Ÿ”…Sun Maxilink Bright (investment-linked)

โ—พ๏ธComprehensive ๐ก๐ž๐š๐ฅ๐ญ๐ก ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž that covers 114 critical illnesses?
๐Ÿ”…Sun Fit and Well and Sun Fit & Well Plus/Advantage

โ—พ๏ธfor ๐ฌ๐ž๐ง๐ข๐จ๐ซ ๐ฉ๐š๐ซ๐ž๐ง๐ญ๐ฌ ๐š๐ง๐ ๐ ๐ซ๐š๐ง๐๐ฉ๐š๐ซ๐ž๐ง๐ญ๐ฌ?
๐Ÿ”…Sun Senior Care

โ—พ๏ธKung gusto mo na insured ang female family members nyo na specific sa ๐Ÿ๐ž๐ฆ๐š๐ฅ๐ž ๐œ๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ข๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐š๐ง๐ ๐ฆ๐š๐ญ๐ž๐ซ๐ง๐ข๐ญ๐ฒ ๐›๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ?
๐Ÿ”…Sun Maiden / Sun Maiden Plus

THE BEST INSURANCE POLICY IS
1. ๐“๐ก๐ž ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ ๐ญ๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐š๐Ÿ๐Ÿ๐จ๐ซ๐.
2. ๐“๐ก๐ž ๐ฉ๐จ๐ฅ๐ข๐œ๐ฒ ๐ญ๐ก๐š๐ญ ๐ฉ๐ซ๐จ๐ฏ๐ข๐๐ž๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐ง๐ž๐ž๐๐ฌ.

๐“๐š๐ฅ๐ค ๐ญ๐จ ๐ฒ๐จ๐ฎ๐ซ ๐ญ๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐€๐๐ฏ๐ข๐ฌ๐จ๐ซ ๐ญ๐จ๐๐š๐ฒ!
๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐จ๐ง๐ž? ๐’๐ž๐ง๐ ๐ฆ๐ž ๐š ๐ฆ๐ž๐ฌ๐ฌ๐š๐ ๐ž! ๐Ÿ’Œ

Joy-Racel Perez
๐‘†๐‘ข๐‘› ๐ฟ๐‘–๐‘“๐‘’ ๐ฟ๐‘–๐‘๐‘’๐‘›๐‘ ๐‘’๐‘‘ ๐น๐‘–๐‘›๐‘Ž๐‘›๐‘๐‘–๐‘Ž๐‘™ ๐ด๐‘‘๐‘ฃ๐‘–๐‘ ๐‘œ๐‘Ÿ

30/11/2023

"๐‹๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐๐ข๐›๐š ๐ฉ๐š๐ง๐  ๐ƒ๐„๐€๐“๐‡ ๐ฅ๐š๐ง๐  ๐ฒ๐š๐ง?"

Life insurance depending on its TYPE and your PURPOSE can serve you in many different ways and hindi lang for death or Funeral expenses.

๐๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ๐ฅ๐ฒ, ๐ˆ ๐ ๐จ๐ญ ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐›๐ž๐œ๐š๐ฎ๐ฌ๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐“๐Ž๐ ๐Ÿ’ ๐ซ๐ž๐ฌ๐ฎ๐ฅ๐ญ.

1. Burial & Funeral expenses - Mahal magpalibing at mamatay, gusto ko pa naman Rose Gold yung casket ko. Chariz. But seriously, What if I get sick and my health insurances are not enough? My life insurance can cover the rest as part of my final expenses.

2. Transfer of wealth - I am believer of "If you don't come from a rich family. A rich family must come from you". I am working hard, saving and investing hard not just for me, but to pass on the wealth to the generations after me. Dapat yung anak or apo ko tipong Small Laude!

3. Replace Lost Income - As we mature, we eventually become a bread winner. Imagine losing your parents or your sibling that provides for the family? Scary! I want my family to still enjoy life instead of suffering because I am no longer able to support them.

4. Supplement Retirement Income - Lastly, If I get too old, I can be a rich old grandma. Touring the world and nagpapamudmod ng blue bills to my family.

In the future, my needs and purpose of being insured will change and I am excited about how my life insurance plans can still be useful to those needs!

Curious how insurance can serve you in the future? Send me a message so I can guide you through making the most of your insurance policies!

Ctto:

23/11/2023

Ano man ang life stage mo โ€” dapat may plano para sa sarili, sa partner, at sa pamilya mo! ๐Ÿ’›

Ctto

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