Money Edventures

received the most surprising gift from an unexpected person.

I was thinking, “ah I have 6 people in my wallet to say hi to 2025, great!” But I was required to buy something I like, and I knew ‘that something’ doesn’t mean Stocks or add this to a Mutual Fund. I was also told “to buy something for the bosses”.
Hmmm, right! With that, we are grateful.

So, how do you harness the Money Mindset?

The first thing is to know and understand your needs and wants.
A need is something you can’t live without, don’t justify your wants as need, that’s not good for your financial health.

You have the ultimate control of your finances, after getting the money, it’s up to you, where do you want it to go.

I just realized that money is dressed up with emotions, depending how you get it, it’s how you also spend it —just like how you spend mindlessly for money you don’t earn by your own effort.

To avoid splurging on things that doesn’t actually matter, aside from budget for needs and wants, assign money for growth (course to improve your skills, books, seminars and brainstorming where you can grow.) and allocate money for growing your wealth, no matter how small, just start investing.

The only thing I can do is remind you, ultimately the decision is yours. As the new year unfolds and promises you a new chance to soar, remember that you are one decision away from a totally different future.

Love,

TOP 3 𝗔𝗟𝗔𝗥𝗠𝗜𝗡𝗚 Financial Challenges of 𝙋𝙖𝙧𝙚𝙣𝙩𝙨
that impact YOUR daily lives and long-term goals
1. 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆:
Rising Cost of Living: Ang presyo sa palaliton ba, sakit na kaayo sa likod ug kilid, mga basic needs, education, and healthcare kalma ra kaayo sige saka, mao lisod sa kadaghanan sa ginikanan to manage their finances effectively.
𝙇𝙞𝙢𝙞𝙩𝙚𝙙 𝙄𝙣𝙘𝙤𝙢𝙚 𝙊𝙥𝙥𝙤𝙧𝙩𝙪𝙣𝙞𝙩𝙞𝙚𝙨: Job opportunities can be scarce, and income levels are often low, making it challenging for parents to save and invest for the future.
2. 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗙𝗼𝗿 𝗖𝗵𝗶𝗹𝗱𝗿𝗲𝗻:
Aside sa food, clothing and shelter, basic needs sa children ang good education, ginikanan are deeply concerned about sa school with the high cost of tuition in private schools ug school needs, school supplies and school snacks kay dili maka tarong study pag gutom, mao apil ang snacks gyud.
𝘚𝘦𝘤𝘶𝘳𝘪𝘯𝘨 𝘌𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘍𝘶𝘯𝘥𝘴: Parents worry about how they will afford to send their children to college, especially with the rising education costs. Inflation rate is very consistent.
3. 𝗛𝗲𝗮𝗹𝘁𝗵 𝗮𝗻𝗱 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗘𝘅𝗽𝗲𝗻𝘀𝗲𝘀:
𝘔𝘦𝘥𝘪𝘤𝘢𝘭 𝘌𝘮𝘦𝘳𝘨𝘦𝘯𝘤𝘪𝘦𝘴: With limited access to quality healthcare in some areas, the fear of a medical emergency that could drain their savings is a constant worry. If wala paka naka huna huna ani, ma shock na lang ka ug nana ka sa situation.
𝙇𝙖𝙘𝙠 𝙤𝙛 𝙃𝙚𝙖𝙡𝙩𝙝 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚: Many parents don’t have adequate health insurance, making them vulnerable to financial difficulties in the event of illness.
These are things that are beyond our control. But there are certain ways we can definitely go about it. Preparation is key.
What if there is a way to be prepared without sacrificing your current luxuries? There is a way to avoid financial stress without giving up your travels and food splurge.
Mag hulat pa ka maka teach ang experience?
𝗧𝗔𝗞𝗘 𝗖𝗢𝗡𝗧𝗥𝗢𝗟 𝗧𝗢𝗗𝗔𝗬.
LOVE,
ʏᴏᴜʀ ɢᴇᴀʀᴇᴅ ᴀᴅᴠɪꜱᴏʀ