Pru life UK Financial Advisor Rica

There's nothing more important than family. Helping clients watch over their family's future is getting even better. For a future that they can watch over—set and secure—we've got something special coming soon.

Kung may isang taong makakapagmotivate satin, sya yon!! 😎😁🤣

𝐖𝐇𝐀𝐓 𝐈𝐒 𝐈𝐍𝐒𝐔𝐑𝐀𝐕𝐄𝐒𝐓?

𝐈𝐍𝐒𝐔𝐑𝐀𝐕𝐄𝐒𝐓 is a plan with both insurance and investment components.

Para lang siyang savings sa bank, you are saving regularly but in 𝐈𝐍𝐒𝐔𝐑𝐀𝐕𝐄𝐒𝐓, aside from the savings, you are also insured! 😉

Why do I encourage people to get 𝐈𝐍𝐒𝐔𝐑𝐀𝐕𝐄𝐒𝐓?

✅ Potential higher interest rates compared to banks. Right now, interest rates of banks per annum is 0.125% or even lowerC meaning if you have 10,000 pesos, after 1 year, you will have 10,010.

✅ You are also covered, when uncertainties happen, such as accident, disability, critical illness or even death you are financially prepared.

✅ If a person dies, bank accounts are freezed but 𝐈𝐍𝐒𝐔𝐑𝐀𝐕𝐄𝐒𝐓 claims are automatically transferred to the elected beneficiaries of the life insured.

Most people do not know that 𝐈𝐍𝐒𝐔𝐑𝐀𝐕𝐄𝐒𝐓 does not only pertain to death, but we have living benefits and investments as well.

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Declaring to be financially responsible from now on is not as easy as it sounds, and as individual or couple it is must to talk about. You should be more open when it comes to financial matters. Help each other to achieve your goals.

These tips might help to inspire you to lead a healthier financial life, one step at a time.

1. Set a smart goal, think about the purpose of why you want to save. Whether it is for buying your home, funding your first car or funding to put up a business. You can set also exact dates when and where to put the money.

2. To avoid overspending you need to set financial limits. Financial advisors will tell you that you have to make a budget and track both your income and your expenses. You can download applications for easier monitoring. Btw, just live within your means!

3. Save money automatically. You can set up your bank account to automatically transfer funds from your checking account into a savings account every month. Priority comes first!

4. Look for ways to earn extra income. You can start setting up a business at home or apply for a part-time jobs.

Financial responsibility is more than just paying bills, it's planning for the future and being ready for emergencies.

Life insurance is not something that you can buy anytime.