Diversify Legacy

The Best Advice to Increase Your Sales 🤑👇🏼💵

Hong Kong tycoon Hui Sai Fun left a staggering $5.35 billion fortune in a family trust—rather than dividing it outright, he arranged for a monthly payout to his heirs. Fifteen family members (including his son) each receive about HK$2 million a month (roughly $256,000), working out to over $3 million per year. At this rate, the fortune is structured to last the family a mind-blowing 1,750 years.

©️ NEWS 48 DAILY

₱80M in estate taxes—legally avoided with one move

This isn’t theory.
It’s a real story of one forward-thinking CEO who refused to let the government take a cut of his legacy.

Here’s what he did:

He structured a ₱150M VUL policy with a ₱7M annual premium.

The policy was owned by a trust—not by him personally.

When he passed, the VUL payout covered every peso of potential estate tax—tax-free.

No forced sale of properties.
No frozen assets.
No delays in wealth transfer.

Just a clean, seamless transition of wealth—exactly as he intended.

This is how the ultra-wealthy hack the system using legal, strategic tools.

The best part?
You don’t have to be a billionaire to do this—you just need the right structure.

Planning your legacy? Don’t let estate taxes eat it up.

📷©️ KRIS GAPUZ

DM me to see how Life Insurance can legally eliminate estate tax for your heirs.