PruLife - ProFuture

Good morning mga ka Pru❤️

𝑮𝒐𝒐𝒅 𝑵𝒆𝒘𝒔 🚨

PRU INSURES ALL MEN IN UNIFORM!
To insure more lives, we can now insure 𝐌𝐢𝐥𝐢𝐭𝐚𝐫𝐲 𝐚𝐧𝐝 𝐏𝐍𝐏 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐦𝐞𝐧 with the rank of:

📍For Military: Lower than Captain
📍For PNP: Lower than Senior Inspector
📍For Coastguard: its equivalent rank as the Military and PNP
📍For Bureau of Jail Management: its equivalent rank as the Military and PNP

Salute to all our men and women in uniform. As our protector, dapat PRUtektado din kayo.👮‍♀️🫡

𝐁𝐄 𝐀𝐍 𝐈𝐍𝐒𝐔𝐑𝐄𝐃 𝐈𝐍𝐕𝐄𝐒𝐓𝐎𝐑!

Let's secure and plan your future.

Book a free consultation. ✉️🧑🏻‍💻

𝐖𝐡𝐲 𝐢𝐬 𝐕𝐔𝐋 𝐚𝐧 𝐚𝐦𝐚𝐳𝐢𝐧𝐠 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐭𝐨𝐨𝐥 𝐟𝐨𝐫 𝐭𝐡𝐨𝐬𝐞 𝐰𝐡𝐨 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐣𝐮𝐦𝐩𝐬𝐭𝐚𝐫𝐭 𝐭𝐡𝐞𝐢𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐫𝐞𝐞𝐝𝐨𝐦 𝐣𝐨𝐮𝐫𝐧𝐞𝐲?

First let’s define what VUL is.

VUL (Variable Unit Linked) is an INSURANCE with Investment component.

SIMPLY PUT :
While you are paying for you insurance coverages that you can use in case of Death, Sickness, Accident, Disability etc. , A “portion” of your “premium /payment” is being invested in your chosen fund.

Here is an example of a VUL plan. This is a 5 year to pay plan.

My client is paying P240k in a year and she has now completed her 2nd year.
Yes, she is now past the “Contestability period”.

On her policy, she is covered with the following:

- 3 Million pesos in case of Death
- 1 Million pesos in case of Critical Illness
- 1 Million pesos in case of Permanent Disability
- Permanent Disability Waiver

+ additional benefit in case of death/disability due to accident ; daily hospital allowance ; accidental medical reimbursement

And the best part is ……. She now has a withdrawable fund value of P460K which serves as her savings for future use .

Take note, this is a 5-yr plan. Imagine how much more the client would be saving for the next 3 years.

VUL gives you an opportunity to increase the “value” of your money.

How?

Had the client decided to just keep her money in the bank , then she got diagnosed with critical illness :

**she only has whatever amount she kept in the bank that she could use. What if she would be needing 1M for her hospitalization? Where would she get the rest?

But since she put it into a VUL, she now has :

1,000,000 pesos Critical illness benefit she could claim PLUS that 460k she has on her Investment Fund.

See the difference? That’s how you amplify the value of your money.

There’s nothing wrong with having a Bank Savings account. We all should have one. But you also have to create a “sure plan” in case something goes south 🧡