Inspired Accounting

Understanding and preparing for these fees is the secret to a stress-free home purchase! 🏠✨

Come to us to start your Portugal mortgage journey today. Send over your documents for a FREE review and let’s get you pre-approved! 🚀

📩 Start your Portugal mortgage today!
Ricardo – Mortgage Broker: [email protected]

Mortgages in Portugal 2026 – Lagos & Algarve Property Guide 2026 Portugal mortgage guide for residents & non-residents. Learn deposits, rates, approval, costs, and financing tips for Lagos & Algarve properties.

🚨 Vacant Property Owners – Important Update 🚨

IMI is changing, with tax increases of 100%–300% for vacant properties.

📌 Applies to residential & commercial properties with no registered occupancy or active use.

📊 Portugal has ~723,200 vacant properties, and municipalities can now identify and classify them more easily.

⚠️ Why it matters: Annual holding costs could rise significantly.

💡 What you should do:
 Consider selling, renting, or rehabilitating your property and check your tax status immediately to avoid higher IMI.

📩 Get in touch
 Let Inspired Accounting take the weight off your shoulders.

Custodio – Accounting Team
[email protected]