Financial Literacy

KAISER'S VISION & MISSION :
"We shall aim to be the industry leader in providing maximum, long-term and short-term health care benefits to all our members."

"We help build a secure future and wise financial foundation in coping with inevitable medical expenses each of us would one day face especially after employment and during retirement years."

THIS IS VERY ALARMING : Why we should not always depend on the government alone.

WE ALL KNOW THAT...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

WE ALL KNOW THAT...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

WE ALL KNOW THAT...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

We should always have our own protection and a backup plan in terms of health and Savings. That's why I am very proud to have my own KAISER Long-term healthcare.

KAISER LONG TERM CARE
A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.
✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

START TODAY, WHILE YOU STILL CAN.
Protect yourself and your family before it's too late.
Start Your Kaiser Ultimate Health Builder Plan Now!

To get ideas about KAISER HEALTHCARE Plans (Do-It-Yourself Proposal):

Discover IMG Membership Benefits that are tailored-made for your family :
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Attend our Free financial literacy class via Zoom

Be part of the campaign. Be part of the 30 Million financially educated Filipino families that takes charge of their future and revolutionizes the industry

WHY KAISER IS THE BEST Investment to START?🤩🤔

✓7 years na pag iipon at protected kana at mag work sayo for your GOLDEN YEARS.😱😱

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn projected ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE.
✓Start Your Kaiser Program Now ❗❗
Pm for more details!

1 MILLION Retirement Fund???

May tatlong options ka na pwedeng gawin...

1.) PUT YOUR MONEY IN SAVINGS ACCOUNT
Para ma-hit mo ang 1,000,000 pesos retirement fund after 20 years. Eto ang computation:
20 years × 12 months = 240 months
So how much money do we need to save to hit that 1 million retirement fund?
1,000,000 pesos ÷ 240 months = 4,166.67 pesos
Ibig sabihin nito ay kailangan mag-save ng 4,166.67 pesos per month para ma-hit natin ang 1 Million sa loob ng 20 years. Kaya ba? mukhang mahirap bukod sa matagal ay mabigat ang 4,166.67 a month.

2.) PUT YOUR MONEY IN MUTUAL FUNDS
Kung average 12% per annum in 20 years using the Wealth Calculator ang kailangan mo nalang isave ay 1,000 per month, ang lalabas na result ay 978,031.12.
That's almost 1 Million Retirement Fund. Ang question kaya ba mag-save nag 1,000 per month? Of course! Kayang kaya, pero ang next question ay kaya mo ba gawin yan consistent sa loob ng 20 years?

3.) PUT YOUR MONEY IN KAISER SAVING PLAN
Eh MAm Ai,di ba ang Kaiser ay Long-term Healthcare? YES! Tama ka jan...pero hindi lang Healthcare ang meron si Kaiser, meron yang Life Insurance at Investment Component. Yung Investment component niya ay precomputed.
Just by saving/investing of 5,882 per month sa loob ng 7 years, magkakaron ka ng 1,166,168 pesos na retirement fund pagdating ng 20th year (maturity).

**************************
anong pipiliin mo para ma-achieve ang 1 Million Retirement Fund?
1. Saving 4,166.67 pesos per month for 20 years
2. Investing 1,000 pesos per month for 20 years
3. Investing 5,882 pesos per month for 7 years

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