Jency Insurance Inc.
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Helping people manage risk in their everyday life serving the Aberdeen area, supplying home, auto, farm, and ranch insurance.
04/16/2026
If you’ve ever wondered what to do when a claim is denied, you’re not alone. There are next steps, and you don’t have to figure it out on your own.
We’re here to help make things a little clearer, one question at a time.
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Accidents happen more than we think and they’re not always a big dramatic moment. Sometimes it’s as simple as someone slipping, your dog getting a little too excited, or accidental damage you didn’t expect.
That’s where liability coverage comes in. It’s one of those things you don’t think about… until you really need it.
It’s not just about protecting your stuff, it’s about protecting you and your future.
If you’re not sure what your current coverage looks like or if your limits are where they should be, it might be time to take a look.
Reach out anytime, happy to help you figure it out.
03/21/2026
A lot of people hear the word deductible all the time, but aren’t totally sure what it actually means.
Your deductible is the amount you pay out-of-pocket before your insurance starts helping cover the cost.
So if you have a $1,000 deductible, that means you pay the first $1,000 of a covered claim, then your insurance steps in after that.
Choosing the right deductible can affect your monthly premium AND what you pay if something happens, so it’s important to make sure your policy fits your situation.
If you ever have questions about your coverage, we’re always happy to walk through it with you.
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1708 NE 8th Avenue Suite 3
Aberdeen, SD
57401
