Blue Pointe Title Agency

Most first-time buyers know they need homeowners insurance. Far fewer understand why title insurance is just as important, or what happens if you close without an owner's policy.

Your lender will require their own title insurance to protect the bank's investment. That policy covers them, not you. If an unpaid lien, a recording error, or an undisclosed heir surfaces after closing, the legal and financial consequences land on you unless you have a separate owner's title policy in place.

Our latest guide breaks down the difference between title insurance and homeowners insurance in plain language, including what each policy covers, what each one costs, and why both are essential for first-time buyers.

Full breakdown linked here: https://www.bluepointetitle.com/post/title-insurance-vs-homeowners-insurance-first-time-buyer-guide

Building or buying new construction in Michigan this year? This guide belongs in your closing checklist.
We break down how Michigan's Construction Lien Act applies to new construction closings, what lien waivers are and why they matter, what the Notice of Commencement does for subcontractors and title professionals, and what buyers should verify about a builder's license and payment history before they close.

It is the kind of information that prevents a finished home from turning into a legal problem. Clear, practical, and written for both buyers and builders.

👉 Read it here: https://www.bluepointetitle.com/post/how-title-searches-work-in-michigan-a-home-buyers-guide

Most people know they need a title search when buying a resale home. Far fewer realize that new construction in Michigan comes with its own entirely separate set of title requirements, and its own set of risks.
Michigan's Construction Lien Act gives subcontractors, suppliers, and laborers the right to file liens against a property if they are not paid, even after a buyer has moved in. Managing those rights through lien waivers, sworn statements, and proper title commitments is what separates a smooth new construction closing from one that stalls at the finish line.

Whether you are a builder managing a closing or a buyer purchasing a new build, our latest guide covers everything you need to know.

👉 Read the full guide: https://www.bluepointetitle.com/post/builder-title-requirements-in-michigan-what-buyers-and-builders-need-to-know