J Collective Financial

📣 IRS UPDATE – READ THIS!

The IRS began phasing out paper refund checks as of September 30, 2025. Most refunds are now issued electronically, and not selecting direct deposit can delay your refund.

If you’re expecting a tax refund, direct deposit is now the primary (and fastest) way to receive your money. 💸

🚨 What this means for you:
• Paper checks are becoming less common
• Refunds may be delayed if direct deposit isn’t selected
• Some refunds may only be issued electronically

💡 To avoid delays, make sure you:
✔️ Provide accurate banking information
✔️ Double-check your routing & account numbers
✔️ Choose direct deposit when filing

Let’s get your money to you the FAST and SAFE way 🙌🏽

If you have questions or need help updating your info, I got you!

— J Collective Financial 💼✨

PSA: A tax refund is not automatic.
It’s not a reward.
It’s not a bonus.
It’s math.

If your outcome changed this year, let’s talk planning — not panic.