Wise Choices Realty

Happy 4th of July from Tom & Kim Schulze and Wise Choices Realty!

As we celebrate 250 years of freedom, independence, and opportunity, we honor the spirit that makes America home. Wishing you and your family a safe, joyful, and memorable Independence Day filled with celebration, gratitude, and pride. ❤️🤍💙

Whether you’re buying, selling, or simply enjoying time with loved ones, we’re grateful to be part of this amazing community.

🏡 Tom & Kim Schulze
Wise Choices Realty
Your Flat Fee & Full Service Broker
📞 949-636-2050
🌐 WiseChoicesRealty.com

God Bless America! 🇺🇸✨

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately.

The typical buyer put down about $23,400 in early 2026 – that's a 19% year-over-year dip, and the lowest down payments have been since 2021. How’s that possible?

A more balanced market and more moderate home prices are easing the pressure to put a big sum down. Plus, more buyers are opting for loans that require little or no down payments, like FHA and VA loans.

That combination is helping more people stop waiting and start buying.

So, if saving’s been the holdup, it’s time to explore your options.