Frontier Insurance Services

The worst Medicare surprises never happen during Open Enrollment.

They happen in the middle of summer.

You're traveling.

Picking up a prescription.

Scheduling a doctor's appointment.

And suddenly you discover:
❌ Your doctor isn't in-network.
❌ Your medication costs more.
❌ Your coverage doesn't work the way you thought it did.

The frustrating part?
Most of these problems could have been caught ahead of time.

That's exactly why I created my:
5 Things to Check About Your Medicare Before Summer Gets Going Checklist.

It takes less than 10 minutes.

No insurance jargon.

No complicated forms.

Just 5 simple things that can help you avoid expensive surprises later.
And it's completely free.

Comment SUMMER below and I'll send it to you.
What's the biggest surprise you've ever had with your insurance coverage?

50 years.
Think about that for a second.
For 250 years, generations of Americans have built businesses, raised families, served their communities, and created opportunities for the people who came after them.
Today, we celebrate more than a birthday.
We celebrate freedom. We celebrate resilience. We celebrate the people who make this country what it is.
And right here in our community, it's one of my favorite times of the year. The flags, the parades, the fireworks, the families gathered together, and the pride that comes from calling this place home.
That's one of the reasons I love living and working here.
As we celebrate America's 250th Anniversary, I'm grateful for the opportunity to serve the people and families who make our community so special.
Whether you're spending the day with family, attending a local celebration, watching fireworks, or simply enjoying a summer evening, I hope you take a moment to appreciate what this milestone represents.
🇺🇸 Happy 250th Birthday, America! 🇺🇸
How are you celebrating this historic anniversary?

Most people don't realize this until they're standing at the pharmacy counter.
Same medication.
Same dosage.
Same pharmacy.
Different price.
What changed?
Your Medicare drug plan.
Every year on January 1st, Medicare plans can change their formulary—the list of medications they cover.
That means:
✅ Your medication could move to a higher-cost tier
✅ New restrictions could be added
✅ A drug that was covered last year might not be covered the same way this year
And here's the part that catches people off guard...
Your plan usually tells you.
The problem?
The notice arrives in a thick envelope during the fall, and most people never read it.
So they don't find out until they need a refill.
That's why I recommend reviewing your medications at least once a year to make sure your coverage still matches your needs.
A quick 5-minute review today could help you avoid unexpected costs tomorrow.
📩 DM me the word SUMMER and I'll help you check your current coverage.
Has a medication ever cost you more than you expected at the pharmacy?