Florence Calvert

For years, the mortgage rate lock-in effect kept sellers on the sidelines. That's starting to change. 35% of sellers working with Coldwell Banker® affiliated agents have rates below 5% — and are listing anyway.

Life circumstances, not market timing, are driving the decision. The lock-in effect hasn't disappeared (61% of agents still call it a major or moderate factor), but early signs of movement are showing up.
Florence Calvert, REALTOR®, Coldwell Banker Realty, 3 Church Circle, Annapolis, MD 21401
Mobile: (443) 995-6625 | Office: (410) 263-8686

Spring is here, and so are some wonderful new places to gather 🌸 From a James Beard Award-winning chef landing on Bay Ridge Road to a stunning new Italian chophouse opening right on the waterfront, Spring 2026 is bringing some exciting new restaurants to our city.

This month's At Home in Annapolis blog is your insider guide to six new restaurants worth knowing about right now, including two that are opening on Ego Alley just in time for summer. As someone who has spent decades living and working in this community, I never get tired of watching Annapolis surprise us all over again.

👉 Read the full blog at the link in my bio or visit florencecalvert.com/blog-at-home-in-annapolis

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📍 500 Wood Duck Lane is officially Under Contract! A beautiful 3-bedroom townhome in Annapolis with over 2,000 sq ft of living space found its next owner after strong interest and thoughtful positioning. Congratulations to my clients as we move into the next chapter of the process.
Florence Calvert, REALTOR®, Coldwell Banker Realty, 3 Church Circle, Annapolis, MD 21401
Mobile: (443) 995-6625 | Office: (410) 263-8686

Interest rates are finally moving in a direction many buyers have been waiting for.

But what does that actually mean for the Annapolis real estate market?

In my latest blog, I break down what today’s lower rates could mean for buyers, how they’re influencing activity in Annapolis, and why many people are starting to re-enter the market.

If you’ve been wondering whether now might be the right time to start looking, this will help bring some clarity.

Read the full blog here:
https://www.florencecalvert.com/what-todays-lower-interest-rates-could-mean-for-buyers-in-annapolis/
Florence Calvert, REALTOR®, Coldwell Banker Realty, 3 Church Circle, Annapolis, MD 21401
Mobile: (443) 995-6625 | Office: (410) 263-8686