Atlanta Rent to Own Homes

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Atlanta Owner Financed Homes

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Atlanta Rent to Own Program

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How To Use The Fair Credit Billing Act
This law gives you as the consumer a lot of fire power but you have to play by the rules. First, if you find a mistake, send a snail-mail letter to the “billing inquires” address of the creditor – not the address you send payments to.

Once the error appears on your statement, you have to make sure the creditor gets your dispute letter within sixty days of the statement date. For these reasons, I suggest you use an overnight mail delivery service or registered mail.

Sometimes creditors allow you to dispute claims via online websites but if you go that route you may waive your protection under this law. Find out before you submit your dispute. And no matter what anyone says, you aren’t protected under the law if you phone in your gripe.

The creditor has to acknowledge they received your letter within 30 days and they have 90 days to either make the correction or tell you why they aren’t going to. If you get turned down, you have the right to request all the creditor’s documentation proving there is no error.

Who wants to legally eliminate debt without paying it & increase their credit score by 100s of points in 76 days or less?
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