Demetrius Lockett

“Had a great time as a guest host on the Connections Realty podcast with ! We tackled some of the biggest myths in homebuying and had an amazing, engaged audience. Education is key, and I’m here to make sure more people understand the mortgage process. If you have questions, drop them below! Let’s make homeownership a reality. ”

As of 2025, the Federal Housing Administration (FHA) has set specific loan limits for different counties in Georgia, including those in the Atlanta metropolitan area. These limits are determined based on median home prices in each county and are subject to change annually.

For the Atlanta-Sandy Springs-Alpharetta, GA metropolitan area, which includes counties such as Barrow, Bartow, Butts, Carroll, and Cherokee, the FHA loan limits for a single-family home are as follows:
• One-family property (single-unit): $688,850
• Two-family property (duplex): $881,850
• Three-family property (triplex): $1,065,950
• Four-family property (fourplex): $1,324,750

These limits represent the maximum loan amounts that the FHA will insure for properties in these counties. It’s important to note that these limits can vary by county within the Atlanta metropolitan area. For instance, most other counties in Georgia have a lower limit of $524,225 for a single-family home.

For the most accurate and up-to-date information, you can refer to the U.S. Department of Housing and Urban Development’s (HUD) official FHA Mortgage Limits or call me at +14043967445.