Libby Agency

Fast Fact: An “advanced coverage decision” is a notice you get from a Medicare Advantage Plan letting you know in advance whether it will cover a particular service.

“It is never too late to be what you might have been.” ― George Eliot

Medigap Fast Fact: It’s Medicare Supplement Insurance sold by private insurance companies to fill “gaps” in Original Medicare coverage.

If you are 65+ (or turning 65 soon) and will have both Medicare and Employer Coverage because you are still actively working, you will have a number of things to think through. Contact us for a consultation.