Anna Boucher - Realtor

📉 Inventory is still low nationwide.
There aren’t as many homes for sale as you might think.

Yes, it’s rising slowly…
But it’s still below pre-2020 levels.

If you’re thinking about selling,
you’re not too late –
you’re actually right on time.

🏡 More homes are hitting the market, but inventory is still way below normal.

Buyers are out there, and they’re ready. If you’ve been waiting for the right time to list — this is your sign.

📲 Let’s chat about your next move.

Mortgage rates have been on a rollercoaster lately 🎢, and it’s understandable if you’re feeling uncertain about moving forward with your home plans right now.

But here’s the thing: trying to time the market perfectly is nearly impossible. Instead, focus on what you can control:

💳 Boost Your Credit Score
Paying bills on time and reducing your credit card balances can make a significant difference. Lenders typically prefer a credit utilization ratio of no more than 30% .  

🏦 Choose the Right Loan Type
Whether it’s a fixed-rate or adjustable-rate mortgage, selecting the loan that fits your financial situation can impact your interest rate. Fixed-rate mortgages offer stability, while adjustable-rate mortgages might start with lower rates . 

📅 Consider the Loan Term
Shorter-term loans, like 15-year mortgages, often come with lower interest rates compared to 30-year loans . 

By focusing on these factors, you can position yourself to secure a favorable rate, regardless of market fluctuations.

Need guidance on navigating this process? Let’s chat! 🏡