TeamDoyla

Before you arrive at the closing table, here’s what you’ll need and why it matters:

✅ A Valid, Government-Issued ID – Per notary laws, you must provide one of the following:
• Texas or out-of-state driver’s license
• U.S. passport or foreign passport
• State-issued ID card
• In some cases, military IDs may be accepted (must be reviewed in advance)

💰 Wire Transfer, Not a Cashier’s Check – Here’s why:
• Wire transfers = immediate availability of funds, ensuring a smooth closing.
• Cashier’s checks = “good funds” but not “collected funds” we can’t use them until they fully clear, which could delay closing.
• We follow strict Texas Department of Insurance and federal regulations, meaning we must have the money in your file before funding your transaction.

🔹 Wire Transfer Safety Tip: Always call us directly to verify wiring instructions before sending funds.

🕒 Time at Closing – Plan for about an hour, though this depends on how long you take to review documents. You should receive them in advance take time to read through them before closing day.

Got questions? Team Doyla is here to guide you every step of the way!

Closing vs. Funding: What’s the Difference?

One of the biggest misunderstandings in real estate is the difference between closing and funding and no, they’re not the same thing!

🖊️ Closing = Signing
This is when buyers and sellers sign their documents and buyers present their funds for the transaction.

💰 Funding = Money & Ownership Transfer
Funding happens when:
• All signed documents are received and reviewed.
• The lender (if applicable) releases the loan funds.
• The title company officially disburses money to all necessary parties.

🔑 When Do You Get Your Keys?
Possession typically happens at closing AND funding, not just when you sign. In some cases, this can happen on the same day, but delays can occur depending on the lender and final approval process.

Understanding the process helps avoid surprises—Team Doyla is here to guide you every step of the way!