The Root Agency: Allstate
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Auto • Home • Life • Flood • Renters Insurance
Helping families across Louisiana & Mississippi protect what matters most.
06/26/2026
🌧️ Think you don't need flood insurance because you're not in a flood zone?
Unfortunately, that's one of the biggest misconceptions we hear.
During the 2016 Baton Rouge floods, thousands of homes that flooded were outside FEMA's high-risk flood zones. Even more surprising, a standard homeowners insurance policy doesn't cover flood damage.
If you own a home in Baton Rouge or anywhere in Louisiana, it's worth taking a few minutes to understand your risk and your options before the next storm is on the radar.
Read our latest article to learn:
✅ Who really needs flood insurance
✅ What homeowners insurance doesn't cover
✅ NFIP vs. private flood insurance
✅ Why waiting until hurricane season can be too late
Read it here:
https://www.steverootagency.com/blog/do-i-need-flood-insurance-in-baton-rouge
Have questions about your current coverage? Our team is always happy to help. Give us a call for a free flood insurance review.
The Root Agency | Best Insurance Agent Baton Rouge LA Auto, home, flood & life insurance from Baton Rouge's top-rated Allstate agency. Serving Louisiana and Mississippi. 356 reviews, 4.9 stars. 2025 Best of Baton Rouge.
One of the most overlooked coverages on an auto insurance policy is uninsured and underinsured motorist coverage.
Here’s why it matters…
If another driver causes an accident and doesn’t have insurance, or doesn’t have enough coverage to pay for the damage, you could be left paying the difference yourself.
Many people don’t realize whether they have this protection until it’s too late.
That’s why we take the time to review every policy and explain what you’re actually covered for.
Knowing your coverage today can help protect your finances tomorrow.
Follow us for practical insurance tips that help you protect yourself and your family.
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8676 Goodwood Boulevard Ste 303
Baton Rouge, LA
70806
Opening Hours
| Monday | 8:30am - 5:30pm |
| Tuesday | 8:30am - 5:30pm |
| Wednesday | 8:30am - 5:30pm |
| Thursday | 8:30am - 5:30pm |
| Friday | 8:30am - 5pm |
