Steve Johnson - State Farm Insurance Agent

❌ Myth: “If I have insurance, I’m fully covered.”
✅ Fact: Insurance limits determine the maximum your policy will pay—so if your limits don’t match your needs, you can be stuck paying the rest out-of-pocket.

Things to consider:
🏠Is my home insured for 100% replacement cost?
🚗 Do I have high enough liability limits to protect me financially in the event of an accident?
💍Do I have coverage for my special belongings that may not be fully covered under my homeowners?

Want a quick second set of eyes? Call us to review your policy!