Peter Calia - United Direct Lending - NMLS 323146

Peter Calia - United Direct Lending - NMLS 323146

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27+ years of experience as a mortgage loan officer.

07/16/2026

For the 14th straight year, Americans surveyed by Gallup have named real estate their top choice for the best long-term investment.

The margin is significant:

Real estate: 38%

Stocks and mutual funds: 20% — an 18-point difference

Gold: 18% — a 20-point difference

Savings accounts and CDs: 12% — a 26-point difference

Bonds: 4% — a 34-point difference

Cryptocurrency: 2% — a 36-point difference

Think about what that tells us.

Despite higher mortgage rates, affordability challenges, economic uncertainty, market fluctuations, and an endless stream of negative headlines, Americans still believe in the long-term value of real estate.

We are not simply helping people secure a mortgage. We are helping families purchase an asset they can live in, build memories in, and potentially build wealth through over time. We are helping first-time buyers begin their homeownership journey, helping growing families find the space they need, and helping experienced homeowners make their next move.

Our responsibility is not to convince every person that they should buy a home today. Our responsibility is to educate them, understand their goals, show them their options, and help them determine whether homeownership makes sense for their financial future.

Rates will change. Markets will change. Loan programs will change. Headlines will change.

But the desire to own real estate—and the long-term value Americans place on homeownership—continues to endure.

Contact me, let’s get started!

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5550 Glades Road, Suite 600
Boca Raton, FL
33431