DeSena Family Insurance

Hi everyone! It’s been a while since I’ve communicated with you. I was in the hospital for 12 days on heavy IV antibiotics. After I was released the doctor put me on 30 days of 2 types of antibiotics.

The reason for all of this is diverticulitis, it is a very dangerous and debilitating illness. I don’t think I was ever this sick, the pain was unbearable and after 2 knee replacements that pain wasn’t as bad as this.

When I was finally released from the hospital and after 4 CAT scans, endless drugs and a bill that is still not complete.
The first bill is $62,000 not including the doctors visits.

I am scheduled for surgery on the 29th of August because the antibiotics are only a band aid.

Because of my AMAZING SUPPLEMENT PLAN, that I have for over three years now. I owe nothing. I must
repeat “ I OWE NOTHING”.

A little bit of information about my visit in the 12 days I was there I had three roommates.

The first roommate just had Medicare and for 3 days he is responsible for 20% of his bill.
The second roommate came from ICU and he had a heart attack and spent four days in my room. He has an advantage plan and found out that he had a $10,000 deductible. I thought he was going to have another heart attack when he found out about the insurance issue. With what’s going on with United Healthcare and not covering Boca Raton Regional Hospital, you will be covered, but out of network with a $10,000 deductible.

My third roommate had a supplement plan and all of his medical bills were paid in full. I told him I was an insurance agent and I was very glad he had a supplement plan. He was happy he had one too.

I want you to understand that I walked out of the hospital with just my signature. I OWE NOTHING. My supplement plan from United American covered everything plus my upcoming surgery.

Just so you know how supplement plans work, you have no networks to worry about, no referrals, no copays, so you can see any doctor, any specialist, and any hospital nationwide that accepts Medicare. By having a supplement plan you are eliminating the financial risk of getting hit with a large medical bill whenever your health deteriorates or have an accident.

The worst statement I here from people is I’m as “healthy as a horse”. I’m never sick. Horses get sick and break their legs!
Don’t be a victim.

I received some information, that if anyone has an advantage plan from United Healthcare and lives in Boca and the surrounding areas, and uses Boca Raton Regional Hospital they no longer accept United Healthcare advantage plans. So if you need to go to the hospital it will be considered out of network and you will be liable for $10,000 deductible. I’m not sure of the outcome of any negotiations with the hospital so if you need more information you need to please call the hospital.

When you are sick the last thing you want to worry about is money. Please give me a call at (561) 756-3513 so I can help you secure a plan with United American Insurance Company.

Thank you.

Stay healthy,

Frank

It feels so good to help a woman who is retiring from a job at 72 years old. She has worked for over 20 years with the same company.

So many people in this situation aren’t sure what to do. How to get part B Medicare, how to convert to a Medicare plan. It was all about presenting and organizing everything for her in a way that was so easy for my client to understand.

I care about my clients and how they experience the process. I wanted her to know she was not going to be fooled by some plans that are offered and end up with a high deductible. So I introduced her to an F plan with no copay and no deductible.
She wishes she would have gotten the plan when she turned 65, because the plan she had at her job was expensive with a high deductible.
Unfortunately you can’t go back. Ultimately she is extremely happy with her decision to purchase her supplement plan. And I enjoyed helping my client! Another satisfied customer.

DeSena Family Insurance Send a message to learn more