Reliant Insurance Adjusters LLC

At our office, we are often asked about insurance companies that agents recommend.

Clients want to know if we’ve dealt with those carriers before, whether they are reputable, and which might be the better choice.

The first step is understanding the difference between admitted insurance companies and surplus lines insurance companies.

✅ Admitted Companies are licensed and regulated by the Florida Department of Financial Services (DFS). If issues arise, you can turn to the DFS for help and oversight.

⚠️ Surplus Lines Companies are not regulated in the same way. They operate outside of many state protections, leaving policyholders with far fewer rights. DFS cannot help.

Some even restrict your right to hire a public adjuster when you have a claim!

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Admitted vs. Surplus Lines Insurance: What Every Policyholder Should Know At our office, we are often asked about insurance companies that agents recommend. Clients want to know if we’ve dealt with those carriers before, whether they are reputable, and which might be the...