Garner Insurance Concepts

Happy New Year!!! Take some time to get an insurance quote! We could save you HUNDREDS! Stop paying too much for Auto, Home and Umbrella Insurance.
visit www.gicins.com for a free quote! Hassle free!!!

What has happened in 7 days in a nutshell:

Full moon.
Toilet Paper is missing from all stores.
Friday the 13th.
Covid-19 shuts down the world including schools, restaurant and travel.
This just in 5.7 EQ in Utah.

It all feels very surreal.

What should you know about Earthquake coverage on your homeowners policy.

1. Earthquake coverage is not included and must be added as an endorsement.
2. There is a 30 day Moratorium from the day you request to have this coverage added to your policy before coverage is in effect.
3. There is a 10% deducible of your Coverage A limit. Example, a home covered for $350,000 has a $35,000 deductible for earthquake.
4. All Earthquake policies EXCLUDE brick and masonry.

Stay safe, Stay healthy, and please contact our office with any questions.

Go paperless!!!

Tired of all of the paper documents you receive? Take it all online and save a tree in the process. Get all of your Bear River Mutual documents delivered to your inbox and stop walking all the way to the mailbox! Go to http://customer.bearrivermutual.com and switch your preferences to e-Delivery today!