Not4Profit Life Insurance

Every day we get calls from people who thought they had a permanent life insurance policy only to find out months and years later that they didn't. How does this happen? Primarily, we see it happen to people who purchased Globe Life, AARP and AAA plans. These plans are TERM policies marketed as final expense plans. But they definitely are not. They go up in price as you age and cancel when you reach a certain age. For instance, the AARP plan ends at 80 and Globe Life quadruples in cost over time. If you find yourself in this position, find an independent agent who works with the real permanent life insurance companies. Their job is to find you a true final expense plan at the best value in Connecticut. We can help.

Subsidized life insurance? These plans are a well hidden secret in the life insurance industry. Their rates are often 30-50% less than their for profit peers while providing the exact same or better benefits. Why don't you hear more about them? Primarily because they pay the lowest agent commissions, require an additional broker license, and cannot be sold online. Who operates these subsidized companies? These plans are non-profit and regulated by the State of Connecticut Insurance Commissioner as fraternal life insurance companies. They include charitable insurance companies like Knights of Columbus, GCU-USA, Foresters, Women's Life and many others. We are among the very few agencies nationally that actively promote these plans despite the low agent commissions. Please message us, call or visit our website to learn more. They are easy to apply for and undoubtedly the smartest life insurance a consumer can buy.