Zarek Insurance

The 2025 March Padness brackets are officially OPEN! 🏀 Don't miss your chance—submit your Men's and/or Women's bracket now! Scan the QR code or click the link below to enter and refer your IMT Agent or IMT Employee. Games tip off Thursday, March 20th. Get in the game! ⬇️
https://imtmarketing.info/marchpadness

Understanding auto insurance: debunking the myths There are several myths about how auto insurance premiums are determined. Here are some factors that truly determine how auto premiums are calculated.

Is your home insured properly? Owning a home is a huge financial investment. That’s why it’s important to insure your home to 100% of its replacement cost.

Some winter driving tips courtesy of West Bend Mutual Insurance:

Here are some reminders that will help keep you and your family safe when traveling this winter season.

1. Be aware of changing weather conditions. If you don’t need to go out in a snow storm, don’t. If you do need to travel, use technology to your advantage. There are many weather apps for Smartphones that provide up-to-date weather conditions and send severe weather alerts to your phone. To sign up for weather alerts from The Weather Channel, click here.

2. If you’re involved in an accident stay in your car. While it may be instinctual to get out of your car and survey the damage, don’t. It’s safer to remain in your vehicle. From your car, you can call your family, police, insurance company, or a tow truck. If you’re in a pileup and can safely get your car off the roadway, do it. If you can’t and are in the driver’s seat with more cars coming your way, try and slide into the passenger seat and put on your seatbelt.

3. Pay attention to road conditions and what’s happening in front of you. The link below provides live camera footage from a Wisconsin Department of Motor Vehicle’s traffic cam. As you watch the video, you’ll see that traffic is moving slowly and the approaching cars are traveling too fast for conditions. You can learn a lot by watching this video. It’s quite amazing.

4. If you’re approaching an accident or the road is in poor condition, turn on your hazard lights. This immediately alerts people behind you that a potentially dangerous situation exists and that they should begin to slow down.

5. Avoid using cruise control when driving in rain or snow. The slippery surface can cause your tires to slip, putting your car into an out-of-control spin.

6. Keep a safe following distance. Experts recommend keeping a safe following distance of eight to ten seconds. A car traveling at 60mph covers 88 feet per second, so it can take a car traveling on wet or snow-covered roads 6 to 10 seconds, and more than 500 feet, to stop.

Be Safe and have a Merry Christmas!!!