Wade Benefit Insurance Services

Same plan… different company… possibly lower premium.

If you have a Medicare Supplement in Indiana, it may be worth reviewing your options around your birthday.

Check the link in the comments.

If you live in Indiana and have a Medicare Supplement Plan G or Plan N, there’s a rule that may allow you to switch companies around your birthday without answering health questions.

Many people don’t realize this opportunity exists, especially if their premiums have increased over time.

I put together a quick explanation so you can understand how it works and see if it may apply to you.

Have you noticed your Medicare Supplement premium increasing?

Many people are surprised to learn that Medicare Part B isn’t free.

Every person pays their own monthly premium, and in 2026 the standard premium for new beneficiaries is $202.90 per month.

Understanding how Medicare works before you enroll can help you avoid unexpected costs later.

I’ve been helping people understand Medicare for many years, and I share these short videos to make things easier to understand.

If you learned something new, like the video so more people can see it.

Missing deadlines can lead to lifetime penalties and higher monthly costs.

Know your timelines before you enroll.

Medicare Part A has real costs in 2026.
Hospital deductibles and daily charges apply during longer stays.

Medicare Part A is not free.

There’s a hospital deductible, and costs can apply during long stays.
Educational only. Not affiliated with Medicare or CMS.

Turning 65 or retiring soon?

Medicare penalties are common — and many last for life.

In this short video, it explains 4 simple ways to avoid costly Medicare penalties, including timing, enrollment rules, and common mistakes people don’t realize until it’s too late.

📌 This is general Medicare education, not advice for your specific situation. Medicare rules vary by individual circumstances.