Moja

We all trust our family.

But there’s always that one cousin.

“I sent it.”
You check.
You didn’t receive it.

Group savings are powerful.
They just need guardrails.

Moja keeps track of who’s paid, what was agreed, and what’s approved — so nobody has to play detective.

Because saving together should create progress, not drama.

❤️ Moja — save, send, earn together.
👉 withmoja.com

Most money apps assume we act alone.

But most of us don’t.

We split costs.
We send support.
We save together.

Life is shared.
Money usually is too.

Moja is built for that reality — a simpler way to manage money together.

💚 Moja — save, send, earn together.
👉 withmoja.com

Money works better when we do it together.

Across Somalia and the diaspora, families already save together — through Ayuto, trust, and family.

But when people are spread across countries, it gets harder.
Messages across time zones. Screenshots. Too much responsibility on one person.

Moja is building a simpler way for families and trusted groups to save, send, and plan together — across borders.

⸻

💬 Chat with the Moja team on WhatsApp: +1 (617) 800 3215
We’re working closely with families running international Ayuto-style savings. Tell us about your Ayuto — and how we can help you save better together.

👉 Learn more: www.withmoja.com
👉 Sign up & try Moja: app.withmoja.com

January is usually when we reset our finances.
Budgets, plans, good intentions.

For many of us, that reset isn’t something we do alone.
It involves family.
Friends.
People we already save and plan with.

The thing is, doing money together works —
but it’s often complicated.

Multiple people.
Different expectations.
Messy records.
Too many screenshots and spreadsheets.

Moja starts from that reality.
Not by changing the behaviour, but by trying to make it simpler, clearer, and easier to manage together.

Nothing flashy.
Just a better way to start the year.

💚 Moja — save, send, earn together.
👉 withmoja.com