Chamber Smart Plans

I do not sell this but can put you in touch with the company that does. This is something Tina and I buy each year, and it has saved us thousands of dollars.

BizPlan clients save an average of more than $6000 a year on their taxes. The key is the ability to declare medical expenses as a business expense, rather than a personal deduction. BizPlan is a Section 105 Health Reimbursement Arrangements (also known as HRAs) enabling qualified small business owners to deduct federal, state, and self-employment taxes for family medical expenses.
If you are a small business owner, a BizPlan can help you and your family save thousands of dollars each year.

AgriPlan | Section 105 Plan | BizPlan AgriPlan and BizPlan are Section 105 Health Reimbursement Arrangements enabling small business owners to deduct taxes for medical expenses.

Unless an exception applies, each ERISA group health plan must file an annual report with the DOL via Form 5500 (Annual Return/Report of Employee Benefit Plan). The Form 5500 must be submitted electronically by the last day of the seventh month following the end of the plan year (e.g., July 31 for a calendar-year plan). A two-and-a-half-month extension of the Form 5500 due date will be automatically granted by filing a Form 5558 (Application for Extension of Time to File Certain Employee Plan Returns) on or before the normal due date.
The 2023 Form 5500 and instructions are accessible on the DOL website.
One important exception to the Form 5500 filing is for plans with fewer than 100 participants as of the beginning of the plan year that are unfunded, fully insured, or a combination of unfunded and fully insured. “Unfunded” refers to a plan that pays benefits from the employer’s general assets (and not through a trust or other funding vehicle). Additionally, group health plans sponsored by a government or church organization typically do not require a Form 5500 filing since these plans are not subject to ERISA.
Plans must maintain sufficient records to document information required by the plan’s Form 5500 for at least six years after the filing date of the Form 5500. As a practical matter, this means that records should be retained for approximately eight years from their creation, which considers the plan year for which the form is being filed and the subsequent filing period.

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I thought this was worth posting again:

A young couple moved into a new house. The next morning while they were eating breakfast, the young woman saw her neighbor hanging the washing outside.
"That laundry is not very clean; she doesn’t know how to wash correctly. Perhaps she needs better soap powder. Her husband looked on, remaining silent.
Every time her neighbor hung her washing out to dry, the young woman made the same comments.
A month later, the woman was surprised to see a nice clean wash on the line and said to her husband, "Look, she’s finally learned how to wash correctly. I wonder who taught her this?"
The husband replied, "I got up early this morning and cleaned our windows."
And so it is with life… What we see when watching others depends on the clarity of the window through which we look.
So don’t be too quick to judge others, especially if your perspective of life is clouded by anger, jealousy, negativity or unfulfilled desires.
"Judging a person does not define who they are. It defines who you are.

I am going to a Falcons game this month and need a recommendation as to where to park. There are several places that I can buy a parking pass but not sure where to go