Falin Ziadeh - Realtor

SOLD 🏠

This one is more exciting to me, because it is our own personal home! We beat out 9 other offers and came in with a quick close!

We are so excited for the new memories, laughs, and splashes in the pool 💦
👩🏻‍💻Falin Ziadeh, Realtor®
🏠 HomeSmart International
📱602.369.2300
✉️ [email protected]

Another record month in the books! The market isn’t slowing down anytime soon, with average home price increasing steadily month after month.

So tell me, what’s stopping you from selling your home and getting a huge pay day?!
👩🏻‍💻Falin Ziadeh, Realtor®
🏠 HomeSmart International
📱602.369.2300
✉️ [email protected]

We went over the credit do's last week, now lets talk about the credit don'ts!

Check out these 5 tips that you should not do during the loan process

1.) Don't apply for new credit
-Every time you have your credit pulled by a potential creditor or lender, you can lose points from your credit score. This includes co-signing for a loan.

2.) Don't make drastic changes to your outstanding debt
-If you want to pay off your old accounts, do it through escrow. Request a "letter of deletion" from the creditor.

3.) Don't close your credit card accounts
-If you close a credit account, it may appear that your debt ratio has gone up. Closing a card affects other factors in the score, including credit history.

4.) Don't max out or over charge your credit card accounts
-Try to keep your credit card balances 30% below their limit during the loan process. If you pay down balances, do it across the board.

5.) Don't consolidate your debt
-If you are thinking of consolidating all of your debt onto one or two credit cards, consult with your loan officer before doing so.

Still have questions about what you should or shouldn't do to qualify for a home loan? DM me and I'll connect you with a lender that can help you.
Falin Ziadeh
HomeSmart International
602.369.2300
[email protected]

Every Day I'm Hustlin'!

Choose an agent that will do everything it takes to sell your home as quick and smooth as possible.

What you get when you sell with me?
*Professional photography
*Staging if necessary
*Well-developed marketing plan
*Multiple open-houses
*Guide you thru a multiple offer situation to decide on the best option
*And much much more!

Want to know more? Lets' connect and chat about what your home is worth in todays market and get you the biggest profit possible.
Falin Ziadeh
HomeSmart International
602.369.2300
[email protected]