Country Financial - Mark Derrico Insurance

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Learn more and get a quote for Forbes’ #1 ranked life insurance at https://bit.ly/3F0LaXf

Home fires can start and escalate quickly in everyday moments. So, here are some fire safety tips you can use to prevent fires.

1.Pay attention in the kitchen
• Turn the burner off before you walk away.
• Turn pot handles toward the back of stove.
• Keep stove clear of oven mitts, towels etc.
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2. Use a space heater with care
• Leave at least three feet of empty space around the heater.
• Plug the heater into a wall outlet (not an extension cord).
• Ensure heater is approved for indoor use.
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3. Maintain your furnace
• Ask a heating and cooling specialist to inspect it every year.
• Change furnace filters every three months.
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4. Check your chimney
• Pay for annual chimney sweeps.
• Dispose of (or vacuum) ashes only after they’ve cooled for at least 48 hours.
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5. Leave smoke detectors enabled
• If your smoke detector goes off while you’re cooking, don’t turn it off. You might forget to turn it back on.
• Test smoke and carbon monoxide detector batteries at least twice a year.
• Pay attention to your wiring very floor, including the basement.
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6. Pay attention to your wiring
• Don’t overload electrical outlets by reviewing wattage rating and following manufacturer instructions.
• If you blow a fuse, consider it a warning and decrease wattage by plugging that item into a different area.
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Don’t forget to make sure you’re protected with proper home insurance coverage. Give me a call today!

Teens and driving – the impending milestone may cause you to stress, we get it. We also get that you want to help your teen drive safely and find ways to save on car insurance. Keep reading to learn how.

🔸Discuss distracted driving with your teen🔸

A moving car should be a distraction-free zone for a new driver. Have your teen use an app that will disable incoming texts while the car is moving and handle all tasks they may be tempted to do while driving before they start the car, like starting their playlist and setting up their map app.

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🔸Know the driving laws for teens🔸

All U.S. states (and D.C.) have enacted a three-stage graduated driver licensing system that reduces high-risk driving situations for teens. This includes limiting the number of passengers and restricting driving at night.

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🔸Use auto telematics to track driving behavior🔸

Many insurance companies offer auto telematics apps that gather data on things like acceleration, braking, cornering and phone usage. Auto telematics programs can reward drivers for safe driving with a discount on car insurance.

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🔸Save money on car insurance for teens🔸

Car insurance for teens can be more expensive than for adults. Here are a few ways to save money: completing a safe driving course and qualifying for a Good Student discount.

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we know a thing or two about keeping families protected through all stages of life. We’ve been at it since 1925. Follow us for more on how to protect what matters most.