Lookout BNI

🎤 BNI Speaker Spotlight: Jim Steed with Cornerstone Insurance Group
🔗 www.cornerstoneinsgrp.com
| 📞 423.894.0360

Jim Steed with Cornerstone Insurance Group shared an important insight that many people don’t realize just like you have a credit score, you also have an insurance score. This score plays a major role in determining your rates and even your eligibility for coverage.

While your credit score does factor in, it’s only part of the picture. Insurance carriers also look closely at your claims history including the small claims many people don’t think twice about, like windshield repairs or towing. Over time, those “minor” claims can add up and impact your insurability or lead to higher premiums.

Jim also emphasized something that goes against common advice which is constantly shopping your insurance every six months can actually hurt your insurance score. Stability matters more than most people think.

And of course, maintaining a clean driving record goes a long way. Keep your foot off the pedal… and maybe ease up on those “Hot Pursuit” runs to Krispy Kreme. After all, no donut is worth a rate increase (even if they are fresh off the line 🍩).

If you’re unsure where you stand or want a second set of eyes on your coverage, Jim offers a full review of your home, auto, boat, and personal insurance policies. It’s a great opportunity to make sure you’re properly protected without overpaying.

📞 Reach out to Jim today at 423.894.0360 to schedule a one-on-one review.

We will not be meeting for BNI tomorrow 4/2/26.
Happy Easter to you and your family.

BNI Speaker Recap – With a Little Extra Air & Pressure

Nathan Neal – Neal’s Heating & Air
Nathan reminded us that comfort isn’t just a feeling. It affects your living and your breathing in your home and business. His Comfort Club offers two levels: Silver at $199/year and Gold at $299/year. Either way, you’ll be getting regular attention to keep things running smoothly.

With over 600 reviews, Nathan has clearly been warming hearts and cooling tempers across town. He also gave a candid take on spray foam insulation: when it’s installed right, it’s fantastic. When it’s installed wrong, well… let’s just say you could end up paying for someone else’s poor performance for a long time. There are other solid insulation options that still get the job done without the drama.

His main message: don’t wait until your system gives out on the hottest or coldest day of the year. Preventative maintenance keeps everything flowing properly and avoids those emergency calls when things suddenly stop working. Nobody likes a surprise breakdown when comfort is on the line.

Frank Holcombe – Sentry Station
Frank kept things rolling with a reminder that your vehicle needs regular attention if you expect it to perform well over time. Leaving a good review is always appreciated — but so is taking good care of the machine that gets you where you need to go.

From oil changes and check engine lights to slipping transmissions and flats, Frank sees it all. Tires typically last about four years, whether you’re putting miles on them or not. Time can be just as rough as mileage. Let them sit too long without attention and they’ll start to show their age and nobody wants to be caught out with worn rubber when traction matters most.

He recommends quality brands like Michelin and BFG, regular tire rotations, proper wheel alignments, and consistent oil changes. Keep everything aligned and properly lubricated, and your vehicle will stay reliable and responsive for the long haul.

Because when things start wobbling, slipping, or making strange noises… it’s usually a sign someone hasn’t been keeping up with maintenance.

This past week at BNI, we heard from two great speakers: Daniel O’Steen with Holly Wood Garage Doors and Brandon Tankersley with SE Moving & Storage.

Daniel shared helpful insight into the many garage door options available today. From decorative styles to standard doors, insulated options, and openers, Holly Wood Garage Doors can help you find the right fit for your home or business. They proudly serve Bradley County, Hamilton County, Catoos County and Whitfield County. If you’re dealing with a draft under your garage door or thinking about an upgrade, reach out to Daniel for a quote today: https://www.hollywooddoors.net/

Great referrals for Daniel include:
• Homeowners with older or damaged garage doors
• New home builders & remodelers
• Property managers & apartment complexes
• Realtors preparing homes for sale
• Businesses with overhead or bay doors

Brandon also gave us a look into his journey in the moving industry. With over 20 years of experience, he started as a mover and eventually built a company focused on care, precision, and quality service. SE Moving & Storage has helped customers relocate across nearly every state in the U.S. If you know a realtor who could use a trusted moving partner, Brandon would appreciate a warm introduction. Learn more about SE Moving & Storage here: https://semoving.com/

Great referrals for Brandon include:
• Realtors with buyers or sellers preparing to move
• Families relocating for work or school
• Seniors downsizing or transitioning to assisted living
• Businesses planning office relocations
• Anyone moving out of state who needs a reliable team

BNI Speakers Recap

This week’s BNI speakers recap is a little special because I brought over last weeks to this weeks since we highlighted Todd Nance This week’s speakers covered a powerful combo: smooth surfaces, spotless exteriors, and fresh, great-smelling interiors. If your property needs a facelift, a deep clean, or a serious glow-up, these are the people who make businesses look sharper, safer, and more professional.

🔥🔥Todd Nance | Nance Pavement Solutions🔥🔥

Todd is in the business of keeping things smooth, sealing the cracks, and laying down clean lines that actually stay in line. From sealcoating and crack fills to asphalt, concrete, and restriping, Nance Pavement Solutions helps properties look organized, safe, and ready for business.

They’ve worked on projects like UTC’s parking lot, HOA communities, apartment complexes, and commercial properties like Carpets of Dalton — basically anywhere first impressions start at the curb.

Ideal Referrals: Property managers, HOA boards, apartment complex owners, commercial building owners, retail centers, churches, schools, business parks, warehouse facilities

🔗 https://www.nancesealing.com/

🔥🔥James Cassetty | Quality Pro Pressure Washing🔥🔥

James doesn’t just clean — he brings the horsepower to blast away grime, revive buildings, and make properties shine like they’re trying to impress someone. With six trucks, fifteen pressure washers, and multiple certifications, Quality Pro Pressure Washing handles everything from residential refreshes to large-scale commercial jobs.

Roof washing, window cleaning, fleet washing, storefronts — whether it’s a few hundred bucks or a major property overhaul, James’ crew can handle the pressure (literally).

Ideal Referrals: Commercial property owners, property managers, HOA communities, fleet managers, trucking companies, restaurants, retail storefronts, apartment complexes, real estate agents, multi-family property owners

🔗 https://www.getpowerwashed.com/

🔥🔥Jason Sanders | Stanley Steemer🔥🔥

Jason represents one of the most trusted cleaning brands around — Stanley Steemer, keeping homes and businesses looking good, smelling fresh, and feeling guest-ready for 75+ years. From carpet cleaning and air duct cleaning to hardwood, upholstery, area rugs, and dryer vent cleaning, they handle the deep clean that people notice the moment they walk in.

Their certified technicians use family-safe products, making them a go-to for homeowners, businesses, and anyone who wants their space fresh, polished, and company-ready.

Ideal Referrals: Homeowners, realtors, property managers, Airbnb & short-term rental owners, offices, commercial buildings, parents with kids or pets, people moving in or out of homes

🔗 https://www.stanleysteemer.com/locations/TN/Chattanooga/993