Dawn Sullivan - Realtor

💰 Think you need a huge down payment to buy a home? Think again.

Today's buyers are putting less money down than they were a year ago. In fact, the typical down payment dropped to about $23,400 in early 2026, the lowest it's been since 2021.

Why? 👇
🏡 Home prices have become more moderate.
📈 The market is more balanced.
🔑 More buyers are using low or no down payment loan options like FHA and VA loans.

If saving for a big down payment has been keeping you on the sidelines, now might be the perfect time to see what's possible.

📩 Reach out today and let's explore your options.

Are you looking for your Dream home? Contact Me and get a preapproval through Chelcie.

Conventional loans are the most common type of mortgage — but what distinguishes them from FHA or VA loans? Here's a quick breakdown: 📋

✅ Not backed by the government (unlike FHA or VA).
✅ Typically require a minimum 3–5% down payment. 💰
✅ Best rates go to borrowers with stronger credit scores.
✅ No mandatory mortgage insurance with 20%+ down. 🛡️
✅ Available in standard and jumbo amounts.

Unsure if a conventional loan is the right choice for you? That's what we help clarify. Every buyer's situation is unique. 🏠 Contact us to discuss which loan program aligns with your goals!