Home Mortgage Solutions

Home Mortgage Solutions

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Home Mortgage Solutions has more than seventy years of combined experience in the mortgage field.

06/23/2026

Don't Let Doubt Keep You From Homeownership

Many people assume buying a home is out of reach, especially when it comes to saving for a down payment. The truth is, there may be programs available that can help make homeownership more accessible than you think.

Home Mortgage Solutions offers the Empowered DPA program, which provides a forgivable 3.5% down payment for eligible FHA loans with no repayment and no second lien. Eligible borrowers may include first-time homebuyers, government employees, medical professionals, retirees, and qualifying volunteers.

If you've been putting off your dream of homeownership, now may be the perfect time to explore your options.

Learn more at https://www.hmsloan.com/team

06/18/2026

Think these mortgage myths are keeping you from buying a home? Let’s clear them up.

Myth #1: You need 20% down to buy a home.
Truth: Many buyers qualify with much less and some programs even offer 100% financing.

Myth #2: You can’t qualify with average credit.
Truth: There are loan options designed for a wide range of credit situations.

Myth #3: You can’t buy a home if you’re self-employed.
Truth: Self-employed buyers absolutely can qualify. You just need the right lender who knows how to structure your loan.

At Home Mortgage Solutions, we’re here to make the process simple, clear, and personal so you can stop guessing and start planning.

Ready to see what’s possible? Call us at (423) 339-8086 or start here: https://www.hmsloan.com/team

Equal Housing Lender. NMLS #168687.

06/17/2026

Before You Start House Hunting, Do These 5 Things First

The most successful homebuyers usually have one thing in common: they prepare before they start shopping.

✔️ Secure Pre-Approval
✔️ Know Your Budget
✔️ Understand Market Trends
✔️ Work with Experts
✔️ Plan for the Future

Getting pre-approved is one of the most important steps because it helps you understand what you can afford and shows sellers you're a serious buyer.

Home Mortgage Solutions is here to guide you through the process and help you move forward with confidence.

Ready to explore your homeownership possibilities?

Visit https://www.hmsloan.com/team

06/08/2026

Your Homeownership Journey Starts Here

Understanding home loans does not have to be complicated. At Home Mortgage Solutions, we believe in making the mortgage process easier by providing expert guidance and solutions designed around your unique financial situation.

From answering your questions to helping you explore loan options and assistance programs, our team is committed to helping you move forward with confidence.

Ready to explore your homeownership possibilities?

Visit https://www.hmsloan.com/team to learn how we can help guide you home.

06/01/2026

Open the Door to New Possibilities

The path to homeownership does not have to feel out of reach. With Home Mortgage Solutions' Empowered Down Payment Assistance program, eligible first-time buyers, government employees, medical professionals, and volunteers may have access to resources that make buying a home easier.

Your dream of homeownership could be closer than you realize.

Learn more and see if you qualify at https://www.hmsloan.com/team

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Address


31 Mouse Creek Road NW
Cleveland, TN
37312

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm